909 Spring St, Petoskey, MI 49770 Property Records

Emmet County property record for 909 Spring St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	29,141 sqft
Lot Size	2.23 acres (97,139 sqft)
Owner	Company Name on File
Tax Bill	$43,551 (2024)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-300-045`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-300-045`

Interior

Units	3 Units
Stories	2 Stories
Building Area	29,141 sqft Total Area
1st Floor Area	16,322 sqft

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	97,139 sqft (2.23 acres)
Lot Dimensions	320 ft deep x 303 ft wide
Patio Area	3,000 sqft

Location & Zoning

Street Address	909 SPRING ST
City	PETOSKEY
State	MI
Zip	49770-2854
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-3A
Legal Description	PT OF NE ? OF SW ? OF SECTION 6, COM AT INT OF E R/O/W OF HWY 131 & N LN OF MORGAN ST, TH N00?11?E 138 FT ALG SD E R/O/W OF
Legal Range	05W
Legal Township	34N
Legal Section	06
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3013
Census Tract	970800

Owner

Source: Emmet County records · APN 52-19-06-300-045

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 429, PETOSKEY, MI 49770-0429
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2011
Deed Sale	Dec 16, 2011
Prior Sale	Oct 11, 2001
Deed Book / Page	1140 / 484
Prior Transfer Date	Dec 15, 2011
Prior Transfer Doc	1140/484
Record Updated	Sep 20, 2026

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	May 26, 2017
Property Address	909 SPRING ST, PETOSKEY, MI 49770-2854
Document Number	1195/0067
Book / Page	1195 / 0067
Instrument Date	May 19, 2017
Instrument	5147942
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11294 CRYSTAL OAKS WAY, 11294, SAN DIEGO, CA 92131-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 N LOUVIGNY ST, MACKINAW CITY, MI 49701

Mortgage

Document Number	1195/0068
Date	May 26, 2017
Book Page	1195/0068
Instrument	5147943

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	HARBOR SPRINGS, MI 49740

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2022

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,545,300 (+28.08%) Land $151,600 Building $1,393,700	$3,090,600 (+28.08%) Land $303,200 Building $2,787,400
2025		$1,206,500 (+19.29%) Land $95,500 Building $1,111,000	$2,413,000 (+19.29%) Land $191,000 Building $2,222,000
2024	$43,551.00
2023		$1,011,400 Land $68,200 Building $943,200	$2,022,800 Land $136,400 Building $1,886,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 226 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PETOSKEY serves 8,979 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.