909 Spring Lake Ct, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 909 Spring Lake Ct, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,575 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jan 2021)
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`162694-0030`

Property Details

APN / Parcel Number

Primary APN	`162694-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,575 sqft Living Area
Gross Area	3,549 sqft
1st Floor Area	2,207 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	676 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	909 SPRING LAKE CT
City	SAINT AUGUSTINE
State	FL
Zip	32080-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	34/61-71 MARSH CREEK UNIT 13 & 14 LOT 3 OR5151/716 & 5639/972(L/E)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	MARSH CREEK UNIT 13 & 14
Legal Block	4
Legal Lot Number	3
Legal Unit	13&14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 SPRING LAKE CT, SAINT AUGUSTINE, FL 32080-6150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 13, 2021	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT
Nov 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	20214761
Deed Book / Page	5151 / 716
Prior Transfer Date	Jul 12, 2011
Prior Transfer Doc	0034600557
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2022
Property Address	909 SPRING LAKE CT, SAINT AUGUSTINE, FL 32080-6150
Document Number	0056390972
Book / Page	5639 / 972
Map Reference	MB 34 PG 61-71
Instrument Date	Sep 12, 2022
Instrument	2022091130
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 SPRING LAKE CT, 909, ST AUGUSTINE, FL 32080-6150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5548 COMMUNITY OAKS CT, JACKSONVILLE, FL 32207-7882

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 13, 2021
Property Address	909 SPRING LAKE CT, SAINT AUGUSTINE, FL 32080-6150
Document Number	0051510716
Book / Page	005151 / 000716
Instrument Date	Jan 13, 2021
Instrument	4761
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Tax	$3,920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	909 SPRING LAKE CT ST AUGUSTINE FL 320806150, ST AUGUSTINE, FL 32080-6150

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 2, 2017
Property Address	909 SPRING LAKE CT, SAINT AUGUSTINE, FL 32080-6150
Document Number	0044571682
Book / Page	4457 / 1682
Map Reference	MB34 PG61
Instrument Date	Nov 1, 2017
Instrument	2017074500
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST SHORE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 FIDDLERS POINT DR, 250, SAINT AUGUSTINE, FL 32080-6199

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	909 SPRING LAKE CT, SAINT AUGUSTINE, FL 32080-6150

Mortgage

Document Number	2017074501
Date	Nov 2, 2017
Instrument	2017074501

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,902 (+2.7%)	$638,279 (-2%) Land $185,000 Building $453,279
2025	$6,917.00 (+11.74%) Homeowner's exemption Widower's exemption	$530,576 (+5.99%)	$651,275 (+6.8%) Land $185,000 Building $466,275
2024	$6,190.00 (+1.94%)
2023	$6,072.00 (+2%) Homeowner's exemption Widower's exemption	$500,605 (+3.43%)	$609,786 (-0.05%) Land $215,000 Building $394,786
2022	$5,953.00 Homeowner's exemption	$483,983	$610,067 Land $212,800 Building $397,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 334 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	662 units insured incl. 328 condo units
Nearby Flood Claims	9 (2016–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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