909 Sheridan Oliver Rd, Ruby, SC 29741 Property Records

Chesterfield County property record for 909 Sheridan Oliver Rd, Ruby, SC 29741

Property Summary

Property Type	Single Family Home
Details	850 sqft · built 1991
Lot Size	3.13 acres (136,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 2026)
Tax Bill	$619 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108 000 000 088`

Property Details

APN / Parcel Number

Primary APN	`108 000 000 088`
Alternative APNs	`00015080` `03112598` `3112598`

Interior

Stories	1 Story
Building Area	850 sqft Total Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	136,343 sqft (3.13 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	00015080
Street Address	909 SHERIDAN OLIVER RD
City	RUBY
State	SC
Zip	29741-5744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.13 ACRE LOT
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	MOUNT CROGHAN
Census Block Group	2
Census Block	2052
Census Tract	950300

Owner

Source: Chesterfield County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · FHA Mortgage AMERIS BANK
Jul 24, 2020	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 27, 2018	Deed, Transfer
Aug 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	20263202
Deed Book / Page	586 / 895
Prior Transfer Date	Aug 7, 2018
Prior Transfer Doc	00515/1175
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 31, 2026
Property Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744
Document Number	0000003202
Book / Page	586 / 895
Instrument Date	Jul 30, 2026
Instrument	20263202
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,608.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744

Mortgage

Document Number	0000003203,
Date	Jul 31, 2026
Instrument	20263203

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 24, 2020
Property Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744
Document Number	00530/1265
Book / Page	530 / 1265
Instrument Date	Jul 21, 2020
Instrument	202000002823
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744

Mortgage

Document Number	202000002825
Date	Jul 24, 2020
Instrument	202000002825

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Aug 27, 2018
Property Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744
Document Number	00515/1179
Book / Page	515 / 1179
Instrument Date	Aug 24, 2018
Instrument	000000003184
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14311 REESE BLVD W, HUNTERSVILLE, NC 28078-7954

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Aug 27, 2018
Property Address	909 SHERIDAN OLIVER RD, RUBY, SC 29741-5744
Document Number	00515/1175
Book / Page	515 / 1175
Instrument Date	Aug 7, 2018
Instrument	000000003183
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$619.00 (+28.96%)	$4,270 (+14.78%) Land $430 Building $3,840	$157,800 (+69.86%) Land $12,400 Building $145,400
2023	$480.00	$3,720 Land $380 Building $3,340	$92,900 Land $9,300 Building $83,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO RURAL WATER serves 25,691 people · EPA ID SC1320003
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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