909 SE Willoughby Trce, Stuart, FL 34997 Property Records

Martin County property record for 909 SE Willoughby Trce, Stuart, FL 34997

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,236 sqft · built 2009
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2019)
Tax Bill	$4,623 (2024)
Deeds & Mortgages	Nov 2019 Sale Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1106953`

Property Details

APN / Parcel Number

Primary APN	`1106953`
Alternative APN	`39-38-41-021-005-00052-0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2009
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1106953
Street Address	909 SE WILLOUGHBY TRCE
City	STUART
State	FL
Zip	34997-5622
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 909 BUILDING 5 WILLOUGHBY CRESCENT A CONDOMINIUM ACCORDING TO THE DECLARATION OF CONDOMINIUM RECORDED IN OFFICIAL
Legal Range	41E
Legal Township	38S
Legal Section	39
Legal Subdivision	WILLOUGHBY CRESCENT CONDO
Legal Unit	909
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1005
Census Tract	1105

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	909 SE WILLOUGHBY TRCE, STUART, FL 34997-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Jan 8, 2015 · Amount on Record
Deed Document Number	0003093590
Deed Book / Page	3093 / 590
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 6, 2019
Property Address	909 SE WILLOUGHBY TRCE, STUART, FL 34997-5622
Document Number	0030930590
Book / Page	003093 / 000590
Instrument Date	Nov 1, 2019
Instrument	2783711
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

Amount	Amount Recorded
Tax	$3,045.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	909 SE WILLOUGHBY TRCE #5-5 STUART FL 349975622, 5-5, STUART, FL 34997-5622

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	909 SE WILLOUGHBY TRCE, STUART, FL 34997-5622
Document Number	0030722649
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 SE WILLOUGHBY TRCE #5-5 STUART FL 349975622, 5-5, STUART, FL 34997-5622

Mortgage

Document Number	0030722649
Date	Jul 24, 2019
Book Page	003072/002649
Instrument	2766558

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,786 (+5.99%)	$442,891 (+8.06%) Building $442,891
2024	$4,623.00 (+1.78%)
2023	$4,542.00 (+3.6%) Additional exemption filed	$313,045 (+3%)	$409,871 (+5.3%) Building $409,871
2022	$4,384.00 Homeowner's exemption	$303,928	$389,241 Building $389,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: TPC ACC Acquisition.

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