909 SE Ocean Ave, Stuart, FL 34996 Property Records

Martin County property record for 909 SE Ocean Ave, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,648 sqft · built 1973
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 1997)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-024-048-0005.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-024-048-0005.0-8-0000`
Alternative APNs	`03-38-41-024-048-00050-8` `338410240480005080000` `20895`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,648 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,977 sqft (0.252 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	376 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20895
Street Address	909 SE OCEAN BLVD
City	STUART
State	FL
Zip	34994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BROADWAY REVISED LOT 5 BLK 48 OR 363/1981
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	BROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block	48
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1031
Census Tract	902

Owner

909 SE Ocean Ave is owned and occupied by an individual who bought it in December 1997.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	909 SE OCEAN AVE, STUART, FL 34996-3269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 1997 · Amount on File
Deed Sale	Dec 30, 1997 · Amount on File
Prior Sale	Jan 1, 1973 · Amount on File
Deed Book / Page	1280 / 1476
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	909 SE OCEAN AVE, STUART, FL 34996-3269
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032290287
Date	May 28, 2021
Book Page	3229/287
Instrument	2892425

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 18, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 909 SE Ocean Ave was $1,390 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (-0.5%) Additional exemption filed	$114,326	$304,390 Land $127,500 Building $176,890
2024	$1,397.00 (+3.94%)
2023	$1,344.00 (+4.92%) Additional exemption filed	$107,868 (+3%)	$278,300 (+26.52%) Land $120,000 Building $158,300
2022	$1,281.00 Homeowner's exemption	$104,727	$219,960 Land $113,630 Building $106,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 SE Ocean Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 SE Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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