909 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 909 Scott St, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	10 sqft
Lot Size	0.097 acres (4,236 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Sep 2017)
Tax Bill	$821 (2025)
Deeds & Mortgages	Feb 2018 Sale Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-24-06-012.00`

Property Details

APN / Parcel Number

Primary APN	`054-24-06-012.00`

Exterior

Lot Area	4,236 sqft (0.097 acres)
Lot Dimensions	96.5 ft deep x 43.9 ft wide

Location & Zoning

Street Address	909 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3141
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	43.9X96.5 PT LOTS 455-56 BAP 1ST
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	455,45
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	67000

Owner

909 Scott St, a commercial property, is owned by a company that acquired it in January 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	832 MAIN ST, COVINGTON, KY 41011-1369
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Deed Document Number	201709 01 059 00196
Deed Book / Page	6238 / 210
Last Transfer Date	Jan 11, 2018
Transfer Doc	0005900175
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 20, 2018
Property Address	909 SCOTT ST, COVINGTON, KY 41011-3141
Document Number	0000000175
Book / Page	0C6357 / 000076
Instrument Date	Jan 11, 2018
Instrument	175
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	832 MAIN ST COVINGTON KY 410111369, COVINGTON, KY 41011-1369

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 1, 2017
Property Address	909 SCOTT ST, COVINGTON, KY 41011-3141
Document Number	0000000196
Book / Page	ORC623 / 000210
Instrument Date	Aug 25, 2017
Instrument	196
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	832 MAIN ST COVINGTON KY 410111369, COVINGTON, KY 41011-1369

Tax Assessment & Valuation

The 2025 property tax bill for 909 Scott St was $821.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (+29.03%) Land $20,000 Building $60,000	$80,000 (+29.03%) Land $20,000 Building $60,000
2025	$821.00	$62,000 Land $15,000 Building $47,000	$62,000 Land $15,000 Building $47,000
2023	$825.00	$62,000 Land $15,000 Building $47,000	$62,000 Land $15,000 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Scott St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Scott St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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