Sebastian County property record for 909 S Division St, Lavaca, AR 72941
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 1,958 sqft · built 1970 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Nov 2025) |
| Tax Bill | $1,445 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 69359-0108-00000-00 |
| Primary APN | 69359-0108-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,644 sqft |
| 1st Floor Area | 1,958 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,144 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 492 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 73350 |
|---|---|
| Street Address | 909 S DIVISION ST |
| City | LAVACA |
| State | AR |
| Zip | 72941-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. SW NE, 100 X 300 |
| Legal Range | 30 |
| Legal Township | 08 |
| Legal Section | 34 |
| Legal Subdivision | ACREAGE-LAVACA |
| Legal Block | 2 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10101 |
909 S Division St is owned and occupied by two individuals who bought it in November 2025.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 15, 2019 | Warranty Deed, Transfer · FHA Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Prior Sale | Apr 15, 2019 · Amount on File |
| Deed Document Number | 202522549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Document Number | 2024G00567 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024G-00567 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Document Number | 2022G17806 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022G-17806 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Nov 19, 2025 |
| Property Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Document Number | 0202522549 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025-22549 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | PRO LAND TITLE, PROLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5814 200TH ST SW, LYNNWOOD, WA 98036-6253 |
| Name | Verified Name |
|---|---|
| Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Document Number | 0202522550 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-22550 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 15, 2019 |
| Property Address | 909 S DIVISION ST, LAVACA, AR 72941-3219 |
| Document Number | 2019G07726 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2019G-07726 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 311, LAVACA, AR 72941-0311 |
| Name | Verified Name |
|---|---|
| Address | 909 DIVISION STREET, LAVACA, AR 72941-3219 |
| Document Number | 2019G07727 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2019G-07727 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 909 S Division St was $1,445, down 4.6% from the year before.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Lavaca City |
| Unified School District | Lavaca Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,445.00 (-4.62%) | $40,946 (-) Land $2,760 Building $38,186 | $204,730 (-) Land $13,800 Building $190,930 |
| 2025 | $1,515.00 | $40,946 Land $2,760 Building $38,186 | $204,730 Land $13,800 Building $190,930 |
| 2023 | $1,377.00 | $24,860 Land $2,070 Building $22,790 | $124,300 Land $10,350 Building $113,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 909 S Division St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 16 (1990–2019) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 S Division St is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 95% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510 |
|---|---|
| Water Source | Purchased surface water from FRANKLIN-SEBASTIAN PWA |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Dobson Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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