909 River Dr, Hammond, IN 46324 Property Records

Lake County property record for 909 River Dr, Hammond, IN 46324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,884 sqft · built 1942
Lot Size0.15 acres (6,550 sqft)
Owner2 Owner Names on File
Tax Bill$2,534 (2024)
Deeds & MortgagesJan 2026 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (reduced by levee)
APN007-26-32-0106-0020

Property Details

APN / Parcel Number

Primary APN007-26-32-0106-0020
Alternative APNs
  • 45-07-18-304-014.000-023
  • 263201060020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,884 sqft Living Area
Basement Area804 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1985
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,550 sqft (0.15 acres)
Lot Dimensions131 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-32-0106-0020
Old Parcel Number263201060020
Street Address909 RIVER DR
CityHAMMOND
StateIN
Zip46324-3056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALUMET CENTER ADD. L.20 BL.4
Legal SubdivisionCALUMET CENTER ADD
Legal Block4
Legal Lot Number20
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1016
Census Tract21700

Owner

The current owner of 909 River Dr acquired it in September 2013.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Owner Names on File
Mailing Address909 RIVER DR, HAMMOND, IN 46324-3056
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2004
Deed SaleMar 5, 2004
Deed Document Number0000018805
Last Transfer DateSep 18, 2013
Transfer Doc0000068940
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address909 RIVER DR, HAMMOND, IN 46324-3056
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 RIVER DR, HAMMOND, IN 46324-3056

Mortgage

Document Number0000003213
DateJan 26, 2026
Instrument2026-503213
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address909 RIVER DR, HAMMOND, IN 46324-3056
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007470
DateMar 14, 2023
Instrument2023-507470
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$215,900 Land $24,000 Building $191,900$215,900 Land $24,000 Building $191,900
2024$2,534.00
2023$182,200 (+6.74%) Land $24,000 Building $158,200$182,200 (+6.74%) Land $24,000 Building $158,200
2022$2,235.00 Homeowner's exemption$170,700 Land $24,000 Building $146,700$170,700 Land $24,000 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 River Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims22 (1981–2013)
Claims Outside the SFHA1 of 22
Most Recent ClaimApr 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 909 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number