909 Richards St, Joliet, IL 60433 Property Records

Will County property record for 909 Richards St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,004 sqft · built 1920
Lot Size	0.12 acres (5,145 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2018)
Tax Bill	$4,955 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-22-107-024`

Property Details

APN / Parcel Number

Primary APN	`30-07-22-107-024`
Alternative APN	`07221070240000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,004 sqft
Gross Area	2,008 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,145 sqft (0.12 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Porch	Slab

Location & Zoning

Street Address	909 RICHARDS ST
City	JOLIET
State	IL
Zip	60433-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SLY 30 FT OF LOT 12, THE NLY 10 FT OF LOT 13, IN WESTERN STONE CO'S SUB OF THE E PRT OF BLKS 2,3, 6 PRT OF VAC STS IN C
Legal Range	10E
Legal Township	35N
Legal Section	22
Legal Subdivision	WESTERN STONE COMPANYS
Legal Block	2-3,6
Legal Lot Number	12
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3029
Census Tract	883000

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	909 RICHARDS ST, JOLIET, IL 60433-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME POINT
Jul 16, 2018	Grant Deed, Foreclosure · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Nov 8, 2002 · Amount on Record
Deed Document Number	201848637
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000048637
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	909 RICHARDS ST, JOLIET, IL 60433-2479
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 RICHARDS ST, JOLIET, IL 60433-2479

Mortgage

Document Number	0000017040
Date	Mar 24, 2026
Instrument	R2026017040

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	268 Months
Due	Jul 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	909 RICHARDS ST APT 1, 1, JOLIET, IL 60433-2480
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 RICHARDS ST, JOLIET, IL 60433-2479

Mortgage

Document Number	0000090585
Date	Oct 16, 2020
Instrument	R2020090585

Lender

Name	HOME POINT
Type	Non-Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jul 1, 2048

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Jul 16, 2018
Property Address	909 RICHARDS ST APT 1, 1, JOLIET, IL 60433-2480
Document Number	0000048637
Instrument Date	Jun 29, 2018
Instrument	48637
Transaction Type	Foreclosure
Record Updated	Jul 31, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 RICHARDS ST JOLIET IL 604332441, JOLIET, IL 60433-2441

Mortgage

Document Number	48638
Date	Jul 16, 2018
Instrument	48638

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,955.00 (+6.08%)	$69,705 (+9.3%) Land $5,825 Building $63,880	$209,115 (+9.3%) Land $17,475 Building $191,640
2024	$4,671.00 (+11.77%)	$63,774 (+24.42%) Land $5,329 Building $58,445	$191,322 (+24.42%) Land $15,987 Building $175,335
2022	$4,179.00 Homeowner's exemption	$51,255 Land $4,283 Building $46,972	$153,765 Land $12,849 Building $140,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1981–2026)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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