Lenoir County property record for 909 Phillips Rd, Kinston, NC 28504
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,808 sqft · built 1982 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $480,000 (May 2022) |
| Tax Bill | $2,058 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 451616926741 |
| Primary APN | 451616926741 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,808 sqft Finished Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 57.9 ft deep x 174 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 909 PHILLIPS RD |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28504-1579 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RA8 |
| Legal Description | 909 PHILLIPS RD 909 PHILLIPS RD |
| Legal Subdivision | CLUBVIEW DEVELOPMENT |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | KINSTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10800 |
909 Phillips Rd, a residential property, is owned by a company that bought it in May 2022.
Source: Lenoir County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 25, SMITHFIELD, NC 27577-0025 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit UBANK |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit UBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Deed Book / Page | 1956 / 129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | May 19, 2022 |
| Property Address | 909 PHILLIPS RD, KINSTON, NC 28504-1579 |
| Document Number | 0019560129 |
| Book / Page | 1956 / 129 |
| Map Reference | MB 768 PG 336 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 KENT ST, KINSTON, NC 28504-2563 |
| Name | Verified Name |
|---|---|
| Address | 308 N RAIFORD ST UNIT 54, 54, SELMA, NC 27576-0018 |
| Document Number | 0001956133 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 1956/133 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 8, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 909 PHILLIPS RD, KINSTON, NC 28504-1579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018790610 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 1879/610 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | KINSTON, NC 28502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 909 PHILLIPS RD, KINSTON, NC 28504-1579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018790631 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 1879/631 |
| Name | UBANK |
|---|---|
| Type | Bank |
| Address | KINSTON, NC 28502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 909 Phillips Rd was $2,058, down 2.8% from the year before.
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Municipality | Kinston City |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,058.00 (-2.83%) | $150,790 (-) Land $18,264 Building $132,526 | $150,790 (-) Land $18,264 Building $132,526 |
| 2025 | $2,118.00 | $150,790 Land $18,264 Building $132,526 | $150,790 Land $18,264 Building $132,526 |
| 2023 | $1,128.00 | $69,852 Land $10,000 Building $59,852 | $69,852 Land $10,000 Building $59,852 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 909 Phillips Rd in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 37 (1983–2020) |
| Claims Outside the SFHA | 5 of 37 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Phillips Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KINSTON serves 27,475 people · EPA ID NC0454010 |
|---|---|
| Water Source | Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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