St. Charles County property record for 909 Perry St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,310 sqft · built 1950 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Dec 2024) |
| Tax Bill | $2,032 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024990A000 |
| Primary APN | 024990A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 2,142 sqft |
| 1st Floor Area | 998 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Porch | Open Porch |
| Porch Area | 497 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 024990A000 |
|---|---|
| Street Address | 909 PERRY ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PT N 1/2 CITY BLK 261 |
| Legal Subdivision | BOONS SURV/ST CHARLES COMMONS |
| Legal Block | 261 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 310501 |
909 Perry St is owned and occupied by two individuals who bought it in December 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 PERRY ST, SAINT CHARLES, MO 63301-2976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage AMERICAN MTG CORP |
| May 13, 2019 | Warranty Deed, Transfer COMMERCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Prior Sale | Dec 8, 2016 · Amount on File |
| Deed Document Number | 202454346 |
| Prior Transfer Date | Dec 13, 2001 |
| Prior Transfer Doc | 0000115240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 909 PERRY ST, SAINT CHARLES, MO 63301-2976 |
| Document Number | 0073151994 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 801 S 6TH ST ST CHARLES MO 633012921, ST CHARLES, MO 63301-2921 |
| Document Number | 0073151994 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 007315/001994 |
| Instrument | 385680 |
| Name | AMERICAN MTG CORP |
|---|---|
| Address | SAINT LOUIS, MO 63114 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2019 |
| Property Address | 909 PERRY ST, SAINT CHARLES, MO 63301-2976 |
| Document Number | 0070721721 |
| Book / Page | 007072 / 001721 |
| Instrument Date | May 8, 2019 |
| Instrument | 223920 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 801 S 6TH ST ST CHARLES MO 633012921, ST CHARLES, MO 63301-2921 |
| Document Number | 70721724 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 007072/001724 |
| Instrument | 223930 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 12, 2049 |
The 2025 property tax bill for 909 Perry St was $2,032.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,226 (-) | $169,609 (-) Land $34,284 Building $135,325 | |
| 2025 | $2,032.00 | $32,226 | $169,609 Land $34,284 Building $135,325 |
| 2023 | $28,773 | ||
| 2022 | $151,436 Land $25,713 Building $125,723 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 909 Perry St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 909 Perry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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