909 Park St, Monroe City, MO 63456 Property Records

Monroe County property record for 909 Park St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	2,190 sqft · built 1974
Lot Size	0.323 acres (14,076 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-001-007-005.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-001-007-005.000`

Interior

Stories	1 Story
Building Area	2,190 sqft Adjusted Area
Gross Area	1,644 sqft
1st Floor Area	1,644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,076 sqft (0.323 acres)
Lot Dimensions	153 ft deep x 92 ft wide
Utility Building	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	909 PARK ST
City	MONROE CITY
State	MO
Zip	63456-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 R. L. MUDD SUB DIV MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	R. L. MUDD SUB DIV
Legal Lot Number	4
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1049
Census Tract	960100

Owner

909 Park St is owned and occupied by two individuals.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 PARK ST, MONROE CITY, MO 63456-1435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK & TRUST CO
Sep 14, 2007	Deed of Trust, Mortgage · Line of Credit F & M BANK & TRUST COMPANY
Aug 5, 2005	Deed of Trust, Mortgage · Line of Credit MCM SAVINGS BANK F S B
Jun 2, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	909 PARK ST, MONROE CITY, MO 63456-1435
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020171261
Date	Aug 30, 2017
Instrument	2017-1261

Lender

Name	F & M BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	909 PARK ST, MONROE CITY, MO 63456-1435
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00325/0286
Date	Sep 14, 2007
Book Page	325/0286

Lender

Name	F & M BANK & TRUST COMPANY
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	108 Months
Due	Sep 10, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	909 PARK ST, MONROE CITY, MO 63456-1435
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00313/1931
Date	Aug 5, 2005
Book Page	313/1931

Lender

Name	MCM SAVINGS BANK F S B
Type	Non-Lending Institution
Address	HANNIBAL, MO 63401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	108 Months
Due	Aug 2, 2014

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONROE MO
Recording Date	Jun 2, 2023
Property Address	909 PARK ST, MONROE CITY, MO 63456-1435
Document Number	0020230576
Instrument Date	May 25, 2023
Instrument	2023-0576
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	909 PARK ST, MONROE CITY, MO 63456-1435

Tax Assessment & Valuation

The 2025 property tax bill for 909 Park St was $1,554.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,980 (-)	$115,700 (-)
2025	$1,554.00	$21,980	$115,700 Land $11,000 Building $104,700
2023		$19,970	$105,100
2020	$1,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Park St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication.

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