909 Palermo Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 909 Palermo Rd, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,398 sqft · built 1972
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Feb 2021)
Tax Bill$334 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN270110-0320

Property Details

APN / Parcel Number

Primary APN270110-0320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,398 sqft Living Area
Gross Area1,650 sqft
1st Floor Area1,170 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area30 sqft
Patio Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address909 PALERMO RD
CitySAINT AUGUSTINE
StateFL
Zip32086-7039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11-67 ST AUG SHORES UNIT 1 LOT 32 BLK 10 OR5174/1231
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionST. AUGUSTINE SHORES UNIT ONE
Legal Block10
Legal Lot Number32
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1037
Census Tract21211

Owner

Source: St. Johns County records · APN 270110-0320

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1086, SAINT AUGUSTINE, FL 32085-1086
OccupancyOwner Occupied
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
COUNTY OF ST JOHNS
Oct 30, 2020Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2021 · Amount on Record
Deed SaleFeb 08, 2021 · Amount on Record
Prior SaleOct 30, 2020 · Amount on Record
Deed Document Number202114390
Deed Book / Page5174 / 1231
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 08, 2021
Property Address909 PALERMO RD, SAINT AUGUSTINE, FL 32086-7039
Document Number0051741231
Book / Page5174 / 1231
Map ReferenceMB 11 PG 61
Instrument DateFeb 08, 2021
Instrument2021014390
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10520 CHAPEL HILL RD # RD22, 10520, MORRISVILLE, NC 27560-3000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1086, SAINT AUGUSTINE, FL 32085-1086
InvestorPossibly a Property Investor

Mortgage

Document Number51741299
DateFeb 08, 2021
Instrument5174/1299
Lender
NameCOUNTY OF ST JOHNS
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0051741233
DateFeb 08, 2021
Book Page5174/1233
Instrument2021014391
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 30, 2020
Property Address909 PALERMO RD, SAINT AUGUSTINE, FL 32086-7039
Document Number0050850741
Book / Page005085 / 000741
Instrument DateOct 28, 2020
Instrument97107
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address109 PECKSKILL CT CARY NC 275198376, CARY, NC 27519-8376

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$211,959 (-0.29%) Land $65,083 Building $146,876$211,959 (-0.29%) Land $65,083 Building $146,876
2025$334.00 (+31.5%) Additional exemption filed$212,580 (-1.85%)$212,580 (-1.85%) Land $61,425 Building $151,155
2024$254.00
2023$254.00 (-90.48%) Additional exemption filed$216,589 (+13.9%)$216,589 (+13.9%) Land $61,425 Building $155,164
2022$2,669.00$190,154$190,154 Land $39,749 Building $150,405

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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