909 Olive St, Florence, AL 35630 Property Records

Lauderdale County property record for 909 Olive St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,654 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Oct 2022)
Tax Bill	$893 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-02-10-1-003-064-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-10-1-003-064-000`
Alternative APNs	`086131` `104838` `53657` `86131`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104838
Street Address	909 OLIVE ST
City	FLORENCE
State	AL
Zip	35630-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75 X 150 REEDER GROVE ADD SD BLK 4 LOT 2 .26 AC/C SEC 10 T3S R11W PB 2 PG 46
Legal Range	11W
Legal Township	03S
Legal Section	10
Legal Subdivision	REEDER GROVE ADD
Legal Block	4
Legal Lot Number	2
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2027
Census Tract	10400

Owner

Source: Lauderdale County records · APN 24-02-10-1-003-064-000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	909 OLIVE ST, FLORENCE, AL 35630-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Dec 31, 2015 · Amount on Record
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 18, 2022
Property Address	909 OLIVE ST, FLORENCE, AL 35630-3431
Document Number	2022/55875
Book / Page	2022 / 55875
Map Reference	MB 2 PG 46
Instrument Date	Oct 17, 2022
Transaction Type	Transfer
Record Updated	Nov 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 OLIVE ST, 909, FLORENCE, AL 35630-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 OLIVE ST, FLORENCE, AL 35630-3431

Mortgage

Document Number	0202255877
Date	Oct 18, 2022
Instrument	2022/55877

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (+6.95%)	$18,240 (+6.92%)	$184,560 (+8.18%) Land $15,700 Building $168,860
2024	$835.00 (+22.25%)	$17,060 (+1,345.76%) Land $1,300 Building $15,760	$170,600 (+11.93%) Land $13,000 Building $157,600
2023	$683.00 (+17.76%) Homeowner's exemption	$1,180 (-91.03%) Land $1,180	$152,420 (+15.91%) Land $11,700 Building $140,720
2022	$580.00 Homeowner's exemption	$13,160	$131,500 Land $12,800 Building $118,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 1, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 369 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.