Okeechobee County property record for 909 NW 3rd St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,324 sqft · built 1994 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2025) |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-15-37-35-0010-01320-0040 |
| Primary APN | 3-15-37-35-0010-01320-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,324 sqft Heated Area |
| Gross Area | 1,666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,238 sqft (0.257 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 909 NW 3RD ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 & PLAT BOOK 5 PAGE 5) LOT 4 & EAST 1/2 OF LOT 5 BLOCK 132 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 15 |
| Legal Subdivision | OKEECHOBEE |
| Legal Block | 132 |
| Legal Lot Number | 4,EAST |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 910202 |
Source: Okeechobee County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15098 SW FOX ST, INDIANTOWN, FL 34956-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2017 | Warranty Deed, Transfer CENTERSTATE BK/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on Record |
| Deed Sale | Aug 1, 2025 · Amount on Record |
| Prior Sale | Jun 27, 2017 · Amount on Record |
| Deed Document Number | 2025008149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 909 NW 3RD ST, OKEECHOBEE, FL 34972-2822 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 909 NW 3RD ST, OKEECHOBEE, FL 34972-2822 |
| Document Number | 0000002606 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023002606 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 27, 2017 |
| Property Address | 909 NW 3RD ST, OKEECHOBEE, FL 34972-2822 |
| Document Number | 0007921226 |
| Book / Page | 000792 / 001226 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 6485 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | OKEE-TANTLE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 NW 3RD ST OKEECHOBEE FL 349722822, OKEECHOBEE, FL 34972-2822 |
| Document Number | 7921229 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 000792/001229 |
| Instrument | 6486 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2047 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (-20.41%) Homeowner's exemption | $124,974 (+7.83%) | $187,844 (+3.55%) Land $22,500 Building $165,344 |
| 2023 | $2,009.00 (+4.53%) Homeowner's exemption | $115,900 (+3%) | $181,408 (+25.99%) Land $15,000 Building $166,408 |
| 2022 | $1,922.00 Homeowner's exemption | $112,524 | $143,991 Land $10,500 Building $133,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2005–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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