909 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 909 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1955
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2018)
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-188000000`

Property Details

APN / Parcel Number

Primary APN	`8-188000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	161 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	909 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1881, 1883 BEG AT A PT ON E LN OF WATERLOO AVE 55.5 FT S OF S LN OF ROCK ST TH E 161.5 FT TH S 60 FT TO S LN OF HAMMOND'S ADD
Legal Subdivision	FT TO S LN OF HAMMONDS ADD
Legal Lot Number	12
Legal Unit	12
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2009
Census Tract	6900

Owner

909 N Waterloo St is owned and occupied by an individual who bought it in March 2018.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	909 N WATERLOO ST, JACKSON, MI 49202-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage JNL REALTY LLC
Mar 30, 2018	Warranty Deed, Transfer · Conventional with PMI TURNKEY MTG MGMT ARBOR FIN'L G

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	20182792437
Deed Book / Page	2117 / 1149
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0002662672
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	909 N WATERLOO ST, JACKSON, MI 49202-2455
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N WATERLOO ST, JACKSON, MI 49202-2455

Mortgage

Document Number	0002932960
Date	Mar 7, 2023
Book Page	2225/1269
Instrument	2932960

Lender

Name	JNL REALTY LLC
Type	Non-Lending Institution
Address	IMLAY CITY, MI 48444

Agreement

Amount	Amount on Record
Term	24 Months
Due	Mar 1, 2025

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 30, 2018
Property Address	909 N WATERLOO ST, JACKSON, MI 49202-2455
Document Number	0002792437
Book / Page	002117 / 001149
Instrument Date	Mar 27, 2018
Instrument	2792437
Transaction Type	Transfer
Record Updated	Apr 5, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N ST

Mortgage

Document Number	2792438
Date	Mar 30, 2018
Book Page	002117/001150
Instrument	2792438

Lender

Name	TURNKEY MTG MGMT ARBOR FIN'L G
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 909 N Waterloo St was $1,039 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,100 (+10.28%)	$120,200 (+10.28%)
2025	$1,039.00 (-16.81%)	$54,500	$109,000
2024	$1,249.00
2023		$40,400	$80,800
2022	$1,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 N Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 N Waterloo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Great Lakes High Speed, Xfinity.

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