909 N Garden Dr, Orem, UT 84057 Property Records

Utah County property record for 909 N Garden Dr, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 845 sqft · built 1953
Lot Size	0.223 acres (9,707 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jan 2021)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-064-0011`

Property Details

APN / Parcel Number

Primary APN	`46-064-0011`
Alternative APN	`064633`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	845 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	845 sqft
Basement Area	845 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	A-Frame
Exterior Material	Masonry Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,707 sqft (0.223 acres)
Garage Type	Carport
Garage Area	486 sqft
Carport	Carport
Carport Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	064633
Street Address	909 N GARDEN DR
City	OREM
State	UT
Zip	84057-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLK 4, PLAT C, MEMMO GARDENS SUB AREA 0.223 AC.
Legal Subdivision	MEMMO GARDENS SUB
Legal Block	4
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	2
Census Block	2006
Census Tract	703

Owner

909 N Garden Dr is owned and occupied by an individual who bought it in January 2021.

Source: Utah County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	909 N GARDEN DR, OREM, UT 84057-3201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	20215132
Prior Transfer Date	Feb 10, 1999
Prior Transfer Doc	0049740866
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	909 N GARDEN DR, OREM, UT 84057-3201
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060446
Date	Sep 13, 2023
Instrument	60446:2023

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 11, 2021
Property Address	909 N GARDEN DR, OREM, UT 84057-3201
Document Number	0000005132
Instrument Date	Jan 4, 2021
Instrument	5132:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	CAPSTONE T&E INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N GARDEN DR, OREM, UT 84057-3201

Mortgage

Document Number	0000005189
Date	Jan 11, 2021
Instrument	5189:2021

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 29, 2017
Property Address	909 N GARDEN DR, OREM, UT 84057-3201
Document Number	0000063196
Instrument Date	Jun 29, 2017
Instrument	063196:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	909 N GARDEN DR, OREM, UT 84057-3201

Mortgage

Document Number	0000063197
Date	Jun 29, 2017
Instrument	063197:2017

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 909 N Garden Dr was $1,848, down 2% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,115 (+1.75%)	$429,300 (+1.75%) Land $219,600 Building $209,700
2025	$1,848.00 (-1.96%)	$232,045	$421,900 Land $219,600 Building $202,300
2024	$1,885.00 (+7.16%)
2023	$1,759.00 (-2.33%)	$231,220	$420,400 Land $209,100 Building $211,300
2022	$1,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 N Garden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 909 N Garden Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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