909 N Cedar St, Escondido, CA 92026 Property Records

San Diego County property record for 909 N Cedar St, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1960
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2015)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-491-11-00`

Property Details

APN / Parcel Number

Primary APN	`230-491-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,208 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	909 N CEDAR ST
City	ESCONDIDO
State	CA
Zip	92026-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 6 TR 004347
Legal Subdivision	BONDED HOMES
Legal Tract	004347
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4001
Census Tract	20202

Owner

909 N Cedar St is owned and occupied by two individuals who bought it in March 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 N CEDAR ST, ESCONDIDO, CA 92026-3249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SKYLINE FINANCIAL CORP
Jan 30, 2019	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2015 · Amount on File
Deed Sale	Mar 18, 2015 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	2015124674
Prior Transfer Date	Jul 23, 2014
Prior Transfer Doc	0000375421
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	909 N CEDAR ST, ESCONDIDO, CA 92026-3249
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N CEDAR ST, ESCONDIDO, CA 92026-3249

Mortgage

Document Number	0000562697
Date	Aug 6, 2021
Instrument	2021-0562697

Lender

Name	ROCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	909 N CEDAR ST, ESCONDIDO, CA 92026-3249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000329986
Date	Jul 21, 2017
Instrument	2017-0329986

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	909 N CEDAR ST, ESCONDIDO, CA 92026-3249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N CEDAR ST, ESCONDIDO, CA 92026-3249

Mortgage

Document Number	0000033663
Date	Jan 30, 2019
Instrument	2019-0033663

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 909 N Cedar St was $4,694.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,789 (+2%) Land $181,212 Building $235,577
2025	$4,694.00	$408,617 Land $177,659 Building $230,958
2023	$4,494.00 (+1.08%)	$392,752 Land $170,761 Building $221,991
2022	$4,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 909 N Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 909 N Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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