909 Middleridge Ct, Orange Park, FL 32065 Property Records

Clay County property record for 909 Middleridge Ct, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,971 sqft · built 1984
Lot Size0.367 acres (16,030 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Sep 2021)
Tax Bill$3,316 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN14-04-25-020327-397-70

Property Details

APN / Parcel Number

Primary APN14-04-25-020327-397-70

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,971 sqft Heated Area
Gross Area2,916 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,030 sqft (0.367 acres)
Lot Dimensions162 ft deep x 99 ft wide
Garage Area483 sqft
Pool Area595 sqft
PorchPorch
Porch Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address909 MIDDLERIDGE CT
CityORANGE PARK
StateFL
Zip32065-5752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 35 FOXRIDGE UNIT 8 AS RECO R 4504 PG 1342
Legal Range25
Legal Township04
Legal Section14
Legal SubdivisionFOXRIDGE
Legal Block382
Legal Lot Number35
Legal Unit8
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1000
Census Tract30904

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address909 MIDDLERIDGE CT, ORANGE PARK, FL 32065-5752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND
Nov 27, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Deed Document Number2021055586
Deed Book / Page4504 / 1342
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 3, 2021
Property Address909 MIDDLERIDGE CT, ORANGE PARK, FL 32065-5752
Document Number0045041342
Book / Page4504 / 1342
Map ReferenceMB 17 PG 73-75
Instrument DateAug 27, 2021
Instrument2021055586
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4440 SADDLEHORN TRL, 4440, MIDDLEBURG, FL 32068-3242

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 MIDDLERIDGE CT, ORANGE PARK, FL 32065-5752

Mortgage

Document Number45041344
DateSep 3, 2021
Instrument4504/1344
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address909 MIDDLERIDGE CT, ORANGE PARK, FL 32065-5752
Document Number0042601872
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address909 MIDDLERIDGE CT ORANGE PARK FL 320655752, ORANGE PARK, FL 32065-5752

Mortgage

Document Number0042601872
DateDec 16, 2019
Book Page004260/001872
Instrument66544
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,316.00 (-2.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$267,595 (+5.99%)$299,556 (+2.73%) Land $50,000 Building $249,556
2023$3,406.00 (+4.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$252,480 (+3%)$291,591 (+12.83%) Land $50,000 Building $241,591
2022$3,256.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$245,127$258,426 Land $40,000 Building $218,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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