909 McCandles Rd, Waco, TX 76705 Property Records

McLennan County property record for 909 McCandles Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$270,238 (Jun 2025)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-043012-000910-0`

Property Details

APN / Parcel Number

Primary APN	`28-043012-000910-0`
Alternative APN	`383958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,340 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	149 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	909 MCCANDLES RD
City	WACO
State	TX
Zip	76705-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 6 LOT 10 BLOCK 9 ACRES .17
Legal Subdivision	SOUTH FORK PH 6
Legal Block	9
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

909 McCandles Rd is owned and occupied by two individuals who bought it in June 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 MCCANDLES RD, WACO, TX 76705-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2021	Deed of Trust, Mortgage AMERISAVE MTG
Dec 17, 2019	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Sep 7, 2023 · Amount on File
Deed Document Number	202517341
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	0000041565
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 7, 2023
Property Address	909 MCCANDLES RD, WACO, TX 76705-3213
Document Number	0000028547
Map Reference	DOC 201825763
Instrument Date	Sep 7, 2023
Instrument	2023028547
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 MCCANDLES RD, WACO, TX 76705-3213

Mortgage

Document Number	0000028548
Date	Sep 7, 2023
Instrument	2023028548

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	909 MCCANDLES RD, WACO, TX 76705-3213
Document Number	0000001843
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FINANCIAL TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 MCCANDLES RD WACO TX 767053213, WACO, TX 76705-3213

Mortgage

Document Number	0000001843
Date	Jan 15, 2021
Instrument	1843

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 17, 2019
Property Address	909 MCCANDLES RD, WACO, TX 76705-3213
Document Number	0000041565
Map Reference	FILE 2018025763
Instrument Date	Oct 29, 2019
Instrument	2019041565
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 MCCANDLES RD, WACO, TX 76705-3213

Mortgage

Document Number	0000041566
Date	Dec 17, 2019
Instrument	2019041566

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 909 McCandles Rd was $3,997, down 15.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,588 (+0.83%) Land $45,172 Building $210,416	$255,588 (+0.83%) Land $45,172 Building $210,416
2025	$3,997.00 (-15.12%) Homeowner's exemption	$253,480 Land $41,100 Building $212,380	$253,480 Land $41,100 Building $212,380
2024	$4,709.00
2023		$258,590 Land $41,100 Building $217,490	$258,590 Land $41,100 Building $217,490
2022	$5,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 McCandles Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 McCandles Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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