Ventura County property record for 909 Mandalay Beach Rd, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,279 sqft · built 2005 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $605,000 (Apr 2002) |
| Tax Bill | $19,331 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Aug 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 191-0-051-285 |
| Primary APN | 191-0-051-285 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,279 sqft Living Area |
| 1st Floor Area | 2,161 sqft |
| 2nd Floor Area | 2,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 665 sqft |
| Patio Area | 1,330 sqft |
| Street Address | 909 MANDALAY BEACH RD |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBF |
| Legal Description | TRACT: 438000 LOT: 21 REF: 117MR 97 |
| Legal Subdivision | 4380 OXNARD |
| Legal Tract | 438000 |
| Legal Block | 51 |
| Legal Lot Number | 21 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3615 |
909 Mandalay Beach Rd is held in a trust since July 2019.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 19911 NORTHRIDGE RD, CHATSWORTH, CA 91311-1822 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage US BANK TRUST CO NA |
| Aug 28, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 31, 2019 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2002 · Amount on File |
| Deed Sale | Apr 5, 2002 · Amount on File |
| Prior Sale | Sep 26, 2000 · Amount on File |
| Deed Document Number | 200281796 |
| Last Transfer Date | Jul 26, 2019 |
| Transfer Doc | 0000087147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 909 MANDALAY BEACH RD, OXNARD, CA 93035-1078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001724 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 20180108-00001724 |
| Name | US BANK TRUST CO NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 909 MANDALAY BEACH RD, OXNARD, CA 93035-1078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000110767 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 20170828-00110767 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 909 MANDALAY BEACH RD, OXNARD, CA 93035-1078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012209 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 20200129-00012209 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 909 MANDALAY BEACH RD, OXNARD, CA 93035-1078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 19911 NORTHRIDGE RD, CHATSWORTH, CA 91311-1822 |
| Document Number | 0000181539 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 20201030-00181539 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jul 31, 2019 |
| Property Address | 909 MANDALAY BEACH RD, OXNARD, CA 93035-1078 |
| Document Number | 0000087147 |
| Map Reference | MB 117 PG 97-103 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 20190731-00087147 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19911 NORTHRIDGE RD, CHATSWORTH, CA 91311-1822 |
The 2025 property tax bill for 909 Mandalay Beach Rd was $19,331, up 2.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,597,423 (+2%) Land $911,631 Building $685,792 | |
| 2025 | $19,331.00 (+2.22%) | $1,566,101 Land $893,755 Building $672,346 |
| 2024 | $18,911.00 (+3.8%) | |
| 2023 | $18,218.00 (+3.12%) | $1,505,289 Land $859,050 Building $646,239 |
| 2022 | $17,667.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 909 Mandalay Beach Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 909 Mandalay Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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