Somerset County property record for 909 Main St, Berlin, PA 15530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 1902 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Sep 2023) |
| Tax Bill | $1,223 (2026) |
| Deeds & Mortgages | Nov 2017 Line of Credit Jun 2018 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S05-020-038-000 |
| Primary APN | S05-020-038-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 178 ft deep x 55 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 050003420 |
|---|---|
| Street Address | 909 MAIN ST |
| City | BERLIN |
| State | PA |
| Zip | 15530-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT BNG 0.25 A 2 STY FR HO GAR |
| Legal Lot Number | BNG |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | BERLIN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 21400 |
909 Main St is owned and occupied by an individual who bought it in September 2023.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU |
| Feb 22, 2011 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| May 9, 2005 | Deed of Trust, Mortgage USSCO FCU |
| Feb 27, 2009 | Deed of Trust, Mortgage USSCO FEDERAL CREDIT UNION |
| Sep 8, 2023 | Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| Nov 20, 2018 | Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 20236012 |
| Deed Book / Page | 3035 / 649 |
| Prior Transfer Date | May 17, 2013 |
| Prior Transfer Doc | 02394/0628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02666/0900 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 2666/0900 |
| Instrument | 2017008381 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BERLIN, PA 15530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Nov 2, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLNS |
| Name | Verified Name |
|---|
| Document Number | 02700/0259 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 2700/0259 |
| Instrument | 2018004515 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BERLIN, PA 15530 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002945/675 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 2945/675 |
| Instrument | 2022002052 |
| Name | FIRST PEOPLES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 8, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02236/0227 |
|---|---|
| Date | Feb 22, 2011 |
| Book Page | 2236/0227 |
| Instrument | 2011001534 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | WINDBER, PA 15963 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01816/0362 |
|---|---|
| Date | May 9, 2005 |
| Book Page | 1816/0362 |
| Instrument | 2005004920 |
| Name | USSCO FCU |
|---|---|
| Address | JOHNSTOWN, PA 15902 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 8, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02098/0264 |
|---|---|
| Date | Feb 27, 2009 |
| Book Page | 2098/0264 |
| Instrument | 2009001646 |
| Name | USSCO FEDERAL CREDIT UNION |
|---|---|
| Address | JOHNSTOWN, PA 15904 |
| Amount | Amount on Record |
|---|---|
| Term | 96 Months |
| Due | Feb 24, 2017 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Sep 8, 2023 |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Document Number | 003035/649 |
| Book / Page | 3035 / 649 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023006012 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Document Number | 2023006013 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2023006013 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Nov 20, 2018 |
| Property Address | 909 MAIN ST, BERLIN, PA 15530-1609 |
| Document Number | 02725/1081 |
| Book / Page | 2725 / 1081 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 2018008771 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | FISHER ABSTRACTING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 MAIN STREET, SOMERSET, PA 15501 |
| Name | Verified Name |
|---|---|
| Address | 909 MAIN STREET, SOMERSET, PA 15501 |
| Document Number | 2018008772 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018008772 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 909 Main St was $1,223, up 3.7% from the year before.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Berlin Borough |
| County | Somerset County |
| Unified School District | Berlin Brothersvalley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,223.00 (+3.73%) | $23,850 (-) | |
| 2025 | $1,179.00 (+4.99%) | $23,850 (-) | |
| 2024 | $1,123.00 (+7.36%) | $23,850 (-) | |
| 2023 | $1,046.00 | $23,850 | |
| 1998 | $47,700 Land $12,320 Building $35,380 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 909 Main St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1978–2011) |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN BORO MUNI AUTH serves 2,468 people · EPA ID PA4560029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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