909 Madison St, Eldorado, IL 62930 Property Records

Saline County property record for 909 Madison St, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$18,500 (Sep 2006)
Tax Bill	$344 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-2-007-06`

Property Details

APN / Parcel Number

Primary APN	`04-2-007-06`

Location & Zoning

Street Address	909 MADISON ST
City	ELDORADO
State	IL
Zip	62930-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L007,B001 ADKISSONS ADDITION LOTS 7 & 8 2244/169 6/2023 Q/C 06-21-275-003-0040
Legal Subdivision	ADKISSONS ADDITION
Legal Lot Number	7,8
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	3
Census Block	3071
Census Tract	955500

Owner

Source: Saline County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 MADISON ST, ELDORADO, IL 62930-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit SIU CU
Jun 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2006 · Amount on Record
Deed Sale	Sep 19, 2006 · Amount on Record
Deed Document Number	2006216026
Deed Book / Page	1881 / 265
Last Transfer Date	Jun 12, 2023
Transfer Doc	002244/169
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	909 MADISON ST, ELDORADO, IL 62930-1319
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002256/602
Date	Mar 28, 2024
Book Page	2256/602
Instrument	286234

Lender

Name	SIU CU
Type	Credit Union
Address	CARBONDALE, IL 62902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE IL
Recording Date	Jun 16, 2023
Property Address	909 MADISON ST, ELDORADO, IL 62930-1319
Document Number	002244/169
Book / Page	2244 / 169
Instrument Date	Jun 12, 2023
Instrument	283877
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 MADISON ST, ELDORADO, IL 62930-1319

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Municipality	Eldorado City
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$344.00 (+21.55%) Homeowner's exemption	$9,614 (+13.28%) Land $2,192 Building $7,422	$28,842 (+13.28%) Land $6,576 Building $22,266
2022		$8,487 (+5.69%) Land $1,935 Building $6,552	$25,461 (+5.69%) Land $5,805 Building $19,656
2021	$283.00 Homeowner's exemption	$8,030 Land $1,831 Building $6,199	$24,090 Land $5,493 Building $18,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDORADO serves 4,715 people · EPA ID IL1655030
Water Source	Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Futiva.

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