Hillsborough County property record for 909 Lorena Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,707 sqft · built 1976 |
| Lot Size | 0.499 acres (21,745 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,407 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 015170-0000 |
| Primary APN | 015170-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 4,027 sqft |
| 1st Floor Area | 2,302 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,745 sqft (0.499 acres) |
| Lot Dimensions | 246 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 459 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,021 sqft |
| Patio Area | 108 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0151700000 |
|---|---|
| Street Address | 909 LORENA RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | MARILYN SHORES E 22 FT OF LOT 41 AND W 64 FT OF LOT 42 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | MARILYN SHORES |
| Legal Lot Number | 41 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11109 |
909 Lorena Rd is owned and occupied by two individuals who acquired it in July 2025.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 LORENA RD, LUTZ, FL 33548-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jul 22, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2025 |
| Transfer Doc | 0000316542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 909 LORENA RD, LUTZ, FL 33548-4528 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 909 LORENA RD, LUTZ, FL 33548-4528 |
| Document Number | 0000515407 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022515407 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 22, 2025 |
| Property Address | 909 LORENA RD, LUTZ, FL 33548-4528 |
| Document Number | 0000316542 |
| Map Reference | MB 36 PG 61 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 2025316542 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 909 LORENA RD, LUTZ, FL 33548-4528 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 909 LORENA RD, LUTZ, FL 33548-4528 |
The 2025 property tax bill for 909 Lorena Rd was $4,407 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,687 (+2.7%) | $429,176 (-1.71%) Land $154,560 Building $274,616 | |
| 2025 | $4,407.00 Homeowner's exemption Widower's exemption | $243,123 | $436,654 Land $154,560 Building $282,094 |
| 2023 | $3,825.00 (+4.08%) Homeowner's exemption Widower's exemption | $229,389 (+3%) | $402,114 (-2.19%) Land $128,800 Building $273,314 |
| 2022 | $3,675.00 Homeowner's exemption Widower's exemption | $222,708 | $411,100 Land $103,040 Building $308,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Lorena Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Lorena Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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