909 Lohaina Ct, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 909 Lohaina Ct, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,588 sqft · built 1975
Lot Size	0.49 acres (21,357 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,655 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3745-0000-0350-63`

Property Details

APN / Parcel Number

Primary APN	`3745-0000-0350-63`
Alternative APNs	`R000066027` `273476`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,480 sqft
Utility Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Roof Material	Composition Shingle
Lot Area	21,357 sqft (0.49 acres)
Lot Dimensions	1 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	108 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	273476
Street Address	909 LOHAINA CT
City	TOOL
State	TX
Zip	75143-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 AB 660 N G RUSSELL SUR, PARADISE BAY LT 35
Legal Subdivision	PARADISE BAY
Legal Lot Number	35
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1005
Census Tract	950802

Owner

909 Lohaina Ct is owned and occupied by two individuals who acquired it in August 2021.

Source: Henderson County records, as of September 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 43244, KEMP, TX 75143-8503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE FINANCIAL INC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021
Deed Sale	Aug 27, 2021
Prior Sale	Sep 23, 2011
Deed Document Number	202116545
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	909 LOHAINA CT, TOOL, TX 75143-1333
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	PRIMA TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002987
Date	Mar 2, 2018
Instrument	2018-00002987

Lender

Name	ASPIRE FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	909 LOHAINA CT, TOOL, TX 75143-1333
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100016010
Date	Aug 20, 2021
Instrument	2021-00016010

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,813 Land $58,500 Building $133,313	$191,813 Land $58,500 Building $133,313
2024	$2,655.00 (+11.79%)
2023	$2,375.00 (-69.76%) Homeowner's exemption	$180,560 Land $58,500 Building $122,060	$180,560 Land $58,500 Building $122,060
2022	$7,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Lohaina Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Lohaina Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Conquest Wireless.

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