St. Johns County property record for 909 Las Navas Pl, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,045 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (May 2022) |
| Tax Bill | $6,926 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028332-1650 |
| Primary APN | 028332-1650 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 1,847 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 405 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 131 sqft |
| Patio Area | 642 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 909 LAS NAVAS PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 53/46-54 SEVILLA AT WORLD COMMERCE PHASE 1 LOT 165 OR5559/1687 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SEVILLA AT WORLD COMMERCE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 165 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11001 OLD SAINT AUGUSTINE RD, 410, JACKSONVILLE, FL 32257-1186 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Feb 12, 2021 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Sep 23, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Prior Sale | Oct 23, 2014 · Amount on Record |
| Deed Document Number | 202249976 |
| Deed Book / Page | 5559 / 1687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 17, 2022 |
| Property Address | 909 LAS NAVAS PL, SAINT AUGUSTINE, FL 32092-0606 |
| Document Number | 0055591687 |
| Book / Page | 5559 / 1687 |
| Map Reference | MB 53 PG 46-54 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022049976 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3763 PARK ST, 3763, JACKSONVILLE, FL 32205-8379 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11001 OLD SAINT AUGUSTINE RD APT 410, 410, JACKSONVILLE, FL 32257-1186 |
| Document Number | 0055591689 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 5559/1689 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 909 LAS NAVAS PL, SAINT AUGUSTINE, FL 32092-0606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 909 LAS NAVAS PL, SAINT AUGUSTINE, FL 32092-0606 |
| Document Number | 0051781882 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 5178/1882 |
| Instrument | 2021016337 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 909 LAS NAVAS PL, SAINT AUGUSTINE, FL 32092-0606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047990885 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 4799/0885 |
| Instrument | 2019070278 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,952 (-13.91%) Land $86,500 Building $252,452 | $338,952 (-13.91%) Land $86,500 Building $252,452 | |
| 2025 | $6,926.00 (+13.56%) | $393,730 (+2.49%) | $393,730 (+2.49%) Land $86,500 Building $307,230 |
| 2024 | $6,099.00 (-5%) | ||
| 2023 | $6,420.00 (+73.23%) | $384,169 (+83.2%) | $384,169 (+10.56%) Land $81,760 Building $302,409 |
| 2022 | $3,706.00 Homeowner's exemption | $209,697 | $347,479 Land $81,760 Building $265,719 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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