909 Lancaster St, Durham, NC 27701 Property Records

Durham County property record for 909 Lancaster St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,537 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Sep 2018)
Tax Bill	$7,342 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0822-53-5325`

Property Details

APN / Parcel Number

Primary APN	`0822-53-5325`
Alternative APNs	`0822-53-53-2542` `082215535325` `100066`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,537 sqft Heated Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	909 LANCASTER ST
City	DURHAM
State	NC
Zip	27701-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	THE SUBURBAN L&P CO/BLK:1 6/LT#16 PL:00005A-000041
Legal Subdivision	THE SUBURBAN L&P CO
Legal Block	16
Legal Lot Number	16
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3003
Census Tract	301

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Sep 20, 2018	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA
Jan 25, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 9, 2017	Warranty Deed, Transfer W GORDON JR CARVER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	201833031
Deed Book / Page	8511 / 156
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104430053
Date	Dec 11, 2025
Book Page	10443/53
Instrument	2025157299

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093390556
Date	May 24, 2021
Book Page	9339/556
Instrument	2021026120

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081110893
Date	Jan 24, 2017
Book Page	8111/893
Instrument	2017002343

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087720862
Date	Oct 9, 2019
Book Page	8772/862
Instrument	2019037147

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089600537
Date	Jun 1, 2020
Book Page	8960/537
Instrument	2020020146

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Document Number	0090780156
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	909 LANCASTER ST DURHAM NC 277011551, DURHAM, NC 27701-1551

Mortgage

Document Number	0090780156
Date	Sep 24, 2020
Book Page	009078/000156
Instrument	40570

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 20, 2018
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Document Number	0085110156
Book / Page	8511 / 156
Map Reference	DD 18 PG 431
Instrument Date	Sep 20, 2018
Instrument	2018033031
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2006 WOODROW ST, 2006, DURHAM, NC 27705-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 LANCASTER ST, DURHAM, NC 27701-1551

Mortgage

Document Number	2018033032
Date	Sep 20, 2018
Instrument	2018033032

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 25, 2018
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Document Number	0083530866
Book / Page	008353 / 000866
Instrument Date	Jan 25, 2018
Instrument	2740
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	909 LANCASTER ST DURHAM NC 277011551, DURHAM, NC 27701-1551

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 9, 2017
Property Address	909 LANCASTER ST, DURHAM, NC 27701-1551
Document Number	0081800225
Book / Page	008180 / 000225
Instrument Date	May 9, 2017
Instrument	15465
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1133 ROXBORO NC 275731133, ROXBORO, NC 27573-1133

Mortgage

Document Number	81800228
Date	May 9, 2017
Book Page	008180/000228
Instrument	15466

Lender

Name	W GORDON JR CARVER
Address	PO BOX 679, ROXBORO, NC 27573-0679

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 8, 2019

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,342.00 (+2.51%)	$722,499 (-) Land $278,400 Building $444,099	$722,499 (-) Land $278,400 Building $444,099
2025	$7,162.00 (-3.54%)	$722,499 (+27.46%) Land $278,400 Building $444,099	$722,499 (+27.46%) Land $278,400 Building $444,099
2023	$7,425.00 (+2.36%)	$566,839 Land $116,100 Building $450,739	$566,839 Land $116,100 Building $450,739
2022	$7,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Lancaster St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures