909 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 909 Grace St, Elgin, IL 60120

Property Summary

Property Type	General Industrial
Details	31,746 sqft
Lot Size	0.911 acres (39,664 sqft)
Owner	Company Name on File
Last Sale	$1,635,000 (Jun 2022)
Tax Bill	$46,181 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-24-454-013`

Property Details

APN / Parcel Number

Primary APN	`06-24-454-013`

Interior

Building Area	31,746 sqft Gross Area

Exterior

Lot Area	39,664 sqft (0.911 acres)
Lot Width	199 ft Width

Location & Zoning

Street Address	909 GRACE ST
City	ELGIN
State	IL
Zip	60120-8419
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	WM REDEKERS 2ND ADDN LOTS 3, 9, 10, & 11 BLOCK 6
Legal Subdivision	WM REDEKERS 2ND ADDN
Legal Block	6
Legal Lot Number	3,9-1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1034
Census Tract	851500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	316 N LINDEN ST, ITASCA, IL 60143-1840
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · SBA Mortgage SOMERCOR 504 INC
Jun 9, 2022	Deed, Transfer · Unknown THE AMERICAN COMMERCIAL BANK & TRUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Mar 6, 1996
Deed Document Number	202230267
Prior Transfer Date	Jan 8, 1996
Prior Transfer Doc	0000015965
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	909 GRACE ST, ELGIN, IL 60120-8419
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052779
Date	Oct 28, 2022
Instrument	2022K052779

Lender

Name	SOMERCOR 504 INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60605

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 9, 2022
Property Address	909 GRACE ST, ELGIN, IL 60120-8419
Document Number	0000030267
Instrument Date	May 26, 2022
Instrument	2022K030267
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 N LINDEN ST, ITASCA, IL 60143-1840

Mortgage

Document Number	0000030268
Date	Jun 9, 2022
Instrument	2022K030268

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUS
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record

Mortgage

Document Number	0000030269
Date	Jun 9, 2022
Instrument	2022K030269

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,181.00 (+3.5%)	$605,338 (+8.57%) Land $54,435 Building $550,903	$1,816,741 (+8.57%) Land $163,370 Building $1,653,370
2024	$44,620.00 (+12.04%)	$557,555 (+21.39%) Land $50,138 Building $507,417	$1,673,334 (+21.44%) Land $150,474 Building $1,522,860
2022	$39,826.00 (+3.96%)	$459,295 (+6.96%) Land $41,302 Building $417,993	$1,377,885 (+6.96%) Land $123,906 Building $1,253,979
2021	$38,310.00	$429,408 Land $38,614 Building $390,794	$1,288,224 Land $115,842 Building $1,172,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Metronet, T-Mobile.

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