Montezuma County property record for 909 Garrison Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1959 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2010) |
| Tax Bill | $888 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R008252 |
| Primary APN | R008252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Garage Area | 220 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R008252 |
|---|---|
| Street Address | 909 GARRISON DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: PARADISE VILLAGE LOT: 26 BLOCK: 3 SUBDIVISION: PARADISE VILLAGE BLOCK: 3 LOT: 26 B419 P67 |
| Legal Subdivision | PARADISE VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 969302 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 909 GARRISON DR, CORTEZ, CO 81321-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit THE DOLORES STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2010 · Amount on Record |
| Deed Sale | Jun 1, 2010 · Amount on Record |
| Prior Sale | Aug 23, 2002 · Amount on Record |
| Deed Document Number | 2010571078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 909 GARRISON DR, CORTEZ, CO 81321-2535 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 909 GARRISON DR, CORTEZ, CO 81321-2535 |
| Document Number | 0000655624 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 655624 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | DOLORES, CO 81323 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 909 GARRISON DR, CORTEZ, CO 81321-2535 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000637863 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 637863 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $888.00 (+46.05%) | $17,607 (+48.61%) Land $1,612 Building $15,995 | $221,189 (+48.61%) Land $20,246 Building $200,943 |
| 2024 | $608.00 (+9.75%) | $11,848 (-26.98%) Land $1,982 Building $9,866 | $148,843 (-26.98%) Land $24,904 Building $123,939 |
| 2023 | $554.00 (+5.93%) | $16,226 (+49.77%) Land $2,715 Building $13,511 | $203,843 (+49.77%) Land $34,107 Building $169,736 |
| 2022 | $523.00 | $10,834 Land $1,240 Building $9,594 | $136,103 Land $15,574 Building $120,529 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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