909 Freeman St, Plano, IL 60545 Property Records

Kendall County property record for 909 Freeman St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 2023
Lot Size	0.215 acres (9,357 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2023)
Tax Bill	$9,743 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-21-205-011`

Property Details

APN / Parcel Number

Primary APN	`01-21-205-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	2,340 sqft
Basement Area	980 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	9,357 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	909 FREEMAN ST
City	PLANO
State	IL
Zip	60545-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1406 LAKEWOOD SPRINGS UNIT 6 CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	1406
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3038
Census Tract	890502

Owner

909 Freeman St is owned and occupied by two individuals who bought it in May 2023.

Source: Kendall County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 FREEMAN ST, PLANO, IL 60545-3013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC
Dec 4, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Document Number	20235320
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	0000000755
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 16, 2023
Property Address	909 FREEMAN ST, PLANO, IL 60545-3013
Document Number	0000005320
Map Reference	DOC 200600019121
Instrument Date	May 16, 2023
Instrument	202300005320
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	909 FREEMAN ST, PLANO, IL 60545-3013

Mortgage

Document Number	0000005321
Date	May 16, 2023
Instrument	202300005321

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate	6.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 4, 2019
Property Address	909 FREEMAN ST, PLANO, IL 60545-3013
Document Number	0000018525
Instrument Date	Nov 12, 2019
Instrument	18525
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,085.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 E DIEHL RD #230 NAPERVILLE IL 605631397, 230, NAPERVILLE, IL 60563-1397
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 909 Freeman St was $9,743, down 1.8% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,743.00 (-1.77%)	$131,783 Land $10,250 Building $121,533	$395,349 Land $30,750 Building $364,599
2024	$9,919.00
2022		$3,805 Land $3,805	$11,415 Land $11,415

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 909 Freeman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 909 Freeman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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