909 Frances Dr, Garner, NC 27529 Property Records

Wake County property record for 909 Frances Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1957
Lot Size	0.43 acres (18,731 sqft)
Owner	Owner Name on File
Last Sale	$112,500 (Jul 2004)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1710.06-29-6543 0002839`

Property Details

APN / Parcel Number

Primary APN	`1710.06-29-6543 0002839`
Alternative APNs	`000283901` `0002839`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Heated Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0002839
Old Parcel Number	000283901
Street Address	909 FRANCES DR
City	GARNER
State	NC
Zip	27529-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO14 FOREST HILLS DVLPM BLD BM1955-00024
Legal Township	16
Legal Subdivision	FOREST HILLS DEVELOPMENTS
Legal Block	D
Legal Lot Number	14
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	4
Census Block	4011
Census Tract	52801

Owner

The current owner of 909 Frances Dr bought it in July 2004.

Source: Wake County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	909 FRANCES DR, GARNER, NC 27529-4242
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2004 · Amount on File
Deed Sale	Jul 22, 2004 · Amount on File
Prior Sale	Sep 20, 1999 · Amount on File
Deed Document Number	0010933231
Deed Book / Page	10933 / 231
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	909 FRANCES DR, GARNER, NC 27529-4242
Document Number	172052625
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 FRANCES DR GARNER NC 275294242, GARNER, NC 27529-4242

Mortgage

Document Number	172052625
Date	Aug 3, 2018
Book Page	017205/002625

Lender

Name	STATE FARM BK
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 909 Frances Dr was $2,869.

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00	$274,754 Land $120,000 Building $154,754
2024			$274,754 (+74.98%) Land $120,000 Building $154,754
2023	$2,036.00	$157,019 Land $56,000 Building $101,019	$157,019 Land $56,000 Building $101,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Frances Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1989–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Frances Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20