909 Enlow Cir, Commerce, TX 75428 Property Records

Hunt County property record for 909 Enlow Cir, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1,607 sqft · built 2005
Lot Size	0.26 acres (11,356 sqft)
Owner	Individual Name on Record
Tax Bill	$5,945 (2024)
Deeds & Mortgages	Jun 2023 Construction Loan Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2867-0120-0120-31`

Property Details

APN / Parcel Number

Primary APN	`2867-0120-0120-31`
Alternative APN	`R126309`

Interior

Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,356 sqft (0.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R126309
Street Address	909 ENLOW CIR
City	COMMERCE
State	TX
Zip	75428-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2867 ENLOW PLACE ADDITION PH II BLK 12 LOT 12 ACRES .2607
Legal Subdivision	ENLOW PLACE ADDITION PH II
Legal Block	12
Legal Lot Number	12
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2040
Census Tract	960500

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	909 ENLOW CIR, COMMERCE, TX 75428-3668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Vendor's Lien, Transfer · Construction Mortgage RED RIVER EMPLOYEES FCU
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jul 6, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage RUNNING ON EMPTY LLC
Dec 20, 2019	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023
Deed Sale	Jun 5, 2023
Prior Sale	Jul 6, 2021
Deed Document Number	2023-10255
Record Updated	Jun 8, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jun 5, 2023
Property Address	909 ENLOW CIR, COMMERCE, TX 75428-3668
Document Number	0000010255
Map Reference	CAB E SL 337
Instrument Date	Jun 1, 2023
Instrument	2023-10255
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 VZ COUNTY ROAD 3204, WILLS POINT, TX 75169-7223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 ENLOW CIR, COMMERCE, TX 75428-3668

Mortgage

Document Number	0000010256
Date	Jun 5, 2023
Instrument	2023-10256

Lender

Name	RED RIVER EMPLOYEES FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	909 ENLOW CIR, COMMERCE, TX 75428-3668
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 ENLOW CIR, COMMERCE, TX 75428-3668

Mortgage

Document Number	0000025173
Date	Nov 9, 2021
Instrument	2021-25173

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	FORT WORTH, TX 76110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Feb 8, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 6, 2021
Property Address	909 ENLOW CIR, COMMERCE, TX 75428-3668
Document Number	0000014538
Map Reference	CAB E SL 337
Instrument Date	Jul 1, 2021
Instrument	2021-14538
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 ENLOW CIR, 909, COMMERCE, TX 75428-3668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BARDFIELD AVE, GARLAND, TX 75041-5124

Mortgage

Document Number	0000014539
Date	Jul 6, 2021
Instrument	2021-14539

Lender

Name	RUNNING ON EMPTY LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Jan 31, 2042

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 20, 2019
Property Address	909 ENLOW CIR, COMMERCE, TX 75428-3668
Document Number	0000019155
Instrument Date	Dec 16, 2019
Instrument	2019-19155
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 VILLAGE RUN RD # RD103185, 3000, WEXFORD, PA 15090-6315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 ENLOW CIR, COMMERCE, TX 75428-3668

Mortgage

Document Number	0000019156
Date	Dec 20, 2019
Instrument	2019-19156

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,820 (+8.37%) Land $35,770 Building $196,050	$231,820 (+8.37%) Land $35,770 Building $196,050
2024	$5,945.00 (+33.36%)
2023		$213,920 Land $31,000 Building $182,920	$213,920 Land $31,000 Building $182,920
2022	$4,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Brightspeed, Nextlink, Verizon.

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