909 Emeralda Rd, Orlando, FL 32808 Property Records

Orange County property record for 909 Emeralda Rd, Orlando, FL 32808

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,114 sqft · built 1954
Lot Size	0.19 acres (8,292 sqft)
Owner	Company Name on File
Last Sale	$39,900 (Apr 2015)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	May 2020 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-22-29-6954-03-090`

Property Details

APN / Parcel Number

Primary APN	`19-22-29-6954-03-090`
Alternative APNs	`292219695403090` `356485` `361752` `366136`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	888 sqft
Utility Area	66 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,292 sqft (0.19 acres)
Porch	Florida Room
Porch Area	615 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	909 EMERALDA RD
City	ORLANDO
State	FL
Zip	32808-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PINE HILLS SUB NO 8 T/68 LOT 9 BLK C
Legal Range	29E
Legal Township	22S
Legal Section	19
Legal Subdivision	PINE HILLS SUB NO 8
Legal Tract	6954
Legal Block	C
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	4
Census Block	4011
Census Tract	12100

Owner

909 Emeralda Rd is owned by a company that bought it in April 2015.

Source: Orange County records, as of April 30, 2026

Owner of Record	Company Name on File
Mailing Address	758 CITRUS COVE DR, WINTER GARDEN, FL 34787-5225
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
May 28, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2015 · Amount on File
Deed Sale	Apr 22, 2015 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Document Number	2015199329
Deed Book / Page	10907 / 7798
Prior Transfer Date	Aug 26, 2014
Prior Transfer Doc	0000436392
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	909 EMERALDA RD, ORLANDO, FL 32808-7213
Document Number	0000303026
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	758 CITRUS COVE DR WINTER GARDEN FL 347875225, WINTER GARDEN, FL 34787-5225

Mortgage

Document Number	0000303026
Date	May 29, 2020
Instrument	303026

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	909 EMERALDA RD, ORLANDO, FL 32808-7213
Document Number	0000303024
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	758 CITRUS COVE DR WINTER GARDEN FL 347875225, WINTER GARDEN, FL 34787-5225

Mortgage

Document Number	0000303024
Date	May 29, 2020
Instrument	303024

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 909 Emeralda Rd was $2,146, up 9.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,246 (+1%)	$160,840 (-2.66%) Land $55,000 Building $105,840
2025	$2,146.00 (+9.71%)	$66,587	$165,230 Land $55,000 Building $110,230
2024	$1,956.00 (+12.48%)
2023	$1,739.00 (+18.78%)	$142,197 (+27.78%) Land $55,000 Building $87,197	$142,197 (+27.78%) Land $55,000 Building $87,197
2022	$1,464.00	$111,287 Land $50,000 Building $61,287	$111,287 Land $50,000 Building $61,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Emeralda Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Emeralda Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Xfinity.

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