Lorain County property record for 909 Elyria Ave, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1963 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-036-103-020 |
| Primary APN | 05-00-036-103-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 909 ELYRIA AVE |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-05-036A -109-00 |
| Legal Subdivision | AMHERST TOWNSHIP |
| Legal Block | 103 |
| Legal Lot Number | 36 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 50400 |
909 Elyria Ave is owned and occupied by two individuals who acquired it in November 2019.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 ELYRIA AVE, AMHERST, OH 44001-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Nov 5, 2019 | Grant Deed, Transfer USAA |
| Apr 1, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Apr 1, 2019 · Amount on File |
| Last Transfer Date | Nov 5, 2019 |
| Transfer Doc | 0000737076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 909 ELYRIA AVE, AMHERST, OH 44001-2737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000077588 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-0077588 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 5, 2019 |
| Property Address | 909 ELYRIA AVE, AMHERST, OH 44001-2737 |
| Document Number | 0000737076 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 737076 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | INTITLE AGENCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 ELYRIA AVE AMHERST OH 440012737, AMHERST, OH 44001-2737 |
| Document Number | 737077 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 737077 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 1, 2019 |
| Property Address | 909 ELYRIA AVE, AMHERST, OH 44001-2737 |
| Document Number | 0000709301 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 709301 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 909 Elyria Ave was $2,205.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amherst City |
| County | Lorain County |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,205.00 | $53,750 (-) Land $15,070 Building $38,680 | $153,570 (-) Land $43,070 Building $110,500 |
| 2024 | $2,205.00 (+11.59%) | $53,750 (+30.28%) Land $15,075 Building $38,675 | $153,570 (+30.28%) Land $43,070 Building $110,500 |
| 2023 | $1,976.00 (+4.27%) | $41,258 (%) Land $13,601 Building $27,657 | $117,880 Land $38,860 Building $79,020 |
| 2022 | $1,895.00 | $41,260 Land $13,600 Building $27,660 | |
| 2021 | $117,880 Land $38,860 Building $79,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Elyria Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 909 Elyria Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures