Larimer County property record for 909 Elgin Ct, Fort Collins, CO 80524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,700 sqft · built 2001 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Mar 2023) |
| Tax Bill | $3,107 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87044-05-025 |
| Primary APN | 87044-05-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,700 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.145 acres) |
| View / Lot | Greenbelt/Park |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1586634 |
|---|---|
| Street Address | 909 ELGIN CT |
| City | FORT COLLINS |
| State | CO |
| Zip | 80524-6434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMN |
| Legal Description | LOT 25, WATERGLEN PUD, FTC |
| Legal Range | 68W |
| Legal Township | 7N |
| Legal Section | 4 |
| Legal Subdivision | WATERGLEN PUD |
| Legal Lot Number | 25 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1307 |
Source: Larimer County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 27, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU |
| Mar 10, 2020 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN INTERNET MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Mar 10, 2020 |
| Deed Document Number | 202311631 |
| Prior Transfer Date | Feb 20, 2020 |
| Prior Transfer Doc | 0000016409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Document Number | 0000048820 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 20250048820 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 27, 2023 |
| Property Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Document Number | 0000011631 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 20230011631 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Document Number | 0000011632 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 20230011632 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Mar 10, 2020 |
| Property Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Document Number | 0000016409 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 20200016409 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | PRIORITY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 ELGIN CT, FORT COLLINS, CO 80524-6434 |
| Document Number | 0000016410 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 20200016410 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,107.00 (+19.55%) | $31,188 (-3.02%) Land $2,188 Building $29,000 | $499,000 (+3.96%) Land $35,000 Building $464,000 |
| 2023 | $2,599.00 (+12.95%) | $32,160 (+31.94%) Land $2,345 Building $29,815 | $480,000 (+36.87%) Land $35,000 Building $445,000 |
| 2022 | $2,301.00 | $24,374 Land $2,433 Building $21,941 | $350,700 Land $35,000 Building $315,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1988–2009) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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