909 Echo St, Celina, OH 45822 Property Records

Mercer County property record for 909 Echo St, Celina, OH 45822 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1958
Lot Size	0.181 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Oct 2017)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-224900.0000`

Property Details

APN / Parcel Number

Primary APN	`27-224900.0000`
Alternative APN	`08-01-452-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Location & Zoning

Street Address	909 ECHO ST
City	CELINA
State	OH
Zip	45822-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROME ADD LOT#: 13
Legal Subdivision	CROME ADD
Legal Lot Number	13
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4030
Census Tract	967400

Owner

Source: Mercer County records · APN 27-224900.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	909 ECHO ST, CELINA, OH 45822-2311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU
Jan 24, 2018	Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU
Oct 24, 2017	Survivorship Deed, Transfer DYNAMIC FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Aug 15, 2001
Deed Document Number	20174968
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	909 ECHO ST, CELINA, OH 45822-2311
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 ECHO ST, CELINA, OH 45822-2311

Mortgage

Document Number	202400001369
Date	Apr 17, 2024
Instrument	202400001369

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	909 ECHO ST, CELINA, OH 45822-2311
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000355
Date	Jan 24, 2018
Instrument	201800000355

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

October 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Oct 24, 2017
Property Address	909 ECHO ST, CELINA, OH 45822-2311
Document Number	201700004968
Instrument Date	Oct 17, 2017
Instrument	201700004968
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	909 ECHO ST, CELINA, OH 45822-2311

Mortgage

Document Number	201700004969
Date	Oct 24, 2017
Instrument	201700004969

Lender

Name	DYNAMIC FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2032

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Municipality	Celina City
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00	$28,810 (-) Land $6,440 Building $22,370
2024	$1,165.00 (+0.26%)	$28,810 (-) Land $6,440 Building $22,370
2023	$1,162.00 (+13.15%)	$28,810 (+29.42%) Land $6,440 Building $22,370	$82,300 (+29.4%) Land $18,400 Building $63,900
2022	$1,027.00	$22,260 Land $4,550 Building $17,710
2020			$63,600 Land $13,000 Building $50,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mercer County (39107C), updated May 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391079674004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2003–2011)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2011, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Jul 2003 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 416 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Mutual Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
Wabash Mutual Telephone Company	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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