909 E Ridge Ct, Ozark, MO 65721 Property Records

Christian County property record for 909 E Ridge Ct, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,842 sqft · built 2000
Lot Size0.319 acres (13,910 sqft)
Owner2 Individual Names on Record
Last Sale$208,800 (Mar 2016)
Tax Bill$4,167 (2024)
Deeds & MortgagesApr 2021 Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-0.6-14-0-0-151

Property Details

APN / Parcel Number

Primary APN11-0.6-14-0-0-151
Alternative APN
  • 11-0.6-14-000-000-151.000

Interior

Bedrooms5 Beds
Full Baths1 Bath
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,842 sqft Living Area
1st Floor Area2,842 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsbestos
Lot Area13,910 sqft (0.319 acres)
Lot Dimensions124 ft deep x 113 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address909 E RIDGE CT
CityOZARK
StateMO
Zip65721-6422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 STONE RIDGE
Legal Range21W
Legal Township27N
Legal Section14
Legal SubdivisionSTONE RIDGE
Legal Lot Number3
JurisdictionCHRISTIAN MO
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1012
Census Tract20302

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address909 E RIDGE CT, OZARK, MO 65721-6422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
OAKSTAR BANK NA
Apr 12, 2017Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2016 · Amount on Record
Deed SaleMar 22, 2016 · Amount on Record
Prior SaleJul 24, 2008 · Amount on Record
Deed Document Number20163175
Deed Book / Page2016 / 3137
Prior Transfer DateMar 14, 2016
Prior Transfer Doc0201603137
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address909 E RIDGE CT, OZARK, MO 65721-6422
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyOZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202106654
DateApr 9, 2021
Book Page2021/6654
Instrument2021L06699
Lender
NameOAKSTAR BANK NA
TypeBank
AddressSPRINGFIELD, MO 65807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address909 E RIDGE CT, OZARK, MO 65721-6422
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201704369
DateApr 12, 2017
Book Page2017/04369
Instrument2017L04410
Lender
NameCOMMERCE BANK
TypeBank
AddressOZARK, MO 65721
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
MunicipalityOzark City
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,610 (+7.55%)$376,900 (+7.56%) Land $30,000 Building $346,900
2024$4,167.00
2023$66,580$350,400 Land $30,000 Building $320,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2015–2017)
Most Recent ClaimApr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK PWS
serves 23,248 people · EPA ID MO5010619
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Total HighSpeed Internet Solutions
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30

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