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909 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 909 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1987
Lot Size0.185 acres (8,058 sqft)
OwnerIndividual Name on File
Last Sale$22,142 (Oct 2017)
Tax Bill$1,796 (2025)
Deeds & MortgagesAug 2020 Transfer
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11635-366-000

Property Details

APN / Parcel Number

Primary APN11635-366-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,058 sqft (0.185 acres)
Lot Dimensions108 ft deep x 75 ft wide
Garage TypeCarport
Garage Area266 sqft
CarportCarport
Carport Area266 sqft
DrivewayDriveway
Driveway Area460 sqft
PorchOpen Porch
Porch Area209 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address909 E PINE FOREST DR
CityLYNN HAVEN
StateFL
Zip32444-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBB
Legal DescriptionPINE FOREST EST. PHASE 5 LOT 13 BLK H ORB 4288 P 1470
Legal Range14W
Legal Township03S
Legal Section16
Legal SubdivisionPINE FOREST EST
Legal Phase5
Legal BlockH
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2015
Census Tract1301

Owner

909 E Pine Forest Dr is owned and occupied by an individual who acquired it in June 2020.

Source: Bay County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing Address909 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 16, 2017Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2017 · Amount on File
Deed SaleOct 16, 2017 · Amount on File
Prior SaleAug 7, 2015 · Amount on File
Deed Document Number201759760
Deed Book / Page3946 / 1107
Last Transfer DateJun 9, 2020
Transfer Doc0042881470
Record UpdatedJun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 19, 2020
Property Address909 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323
Document Number0042881470
Book / Page004288 / 001470
Instrument DateJun 9, 2020
Instrument54485
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 E PINE FOREST DR LYNN HAVEN FL 324444323, LYNN HAVEN, FL 32444-4323

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 16, 2017
Property Address909 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323
Document Number0039461107
Book / Page3946 / 1107
Map ReferenceMB14 PG111
Instrument DateOct 10, 2017
Instrument2017059760
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address909 EAST PINE DR, 909, LYNN HAVEN, FL 32444

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 E PINE FOREST DR, LYNN HAVEN, FL 32444-4323

Mortgage

Document Number2017059761
DateOct 16, 2017
Instrument2017059761
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 909 E Pine Forest Dr was $1,796 with a homeowner's exemption, down 1.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,796.00 (-1.43%) Homeowner's exemption$161,009$189,045 Land $56,200 Building $132,845
2024$1,822.00 (+3.35%)
2023$1,763.00 (+46.06%) Homeowner's exemption$151,914 (+26.62%)$168,385 (+31.66%) Land $48,000 Building $120,385
2022$1,207.00 Homeowner's exemption$119,976$127,891 Land $47,825 Building $80,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 E Pine Forest Dr in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 E Pine Forest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T.

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