909 E Pierson Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 909 E Pierson Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,313 sqft · built 1979
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on File
Last Sale	$126,500 (Aug 2001)
Tax Bill	$728 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11251-015-000`

Property Details

APN / Parcel Number

Primary APN	`11251-015-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,313 sqft Living Area
1st Floor Area	2,013 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	167 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	672 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Florida Room
Porch Area	372 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	909 E PIERSON DR
City	LYNN HAVEN
State	FL
Zip	32444-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	11 3S 14W -2.70- 115C ST A B DEV CO PLAT BEG 704 E, 998.30 N & 446.45 NELY & N 139.77 OF SW COR OF NW1/4 FOR POB TH E 100 N 167.50 W 100 S 167.23 TO POB ORB 4258 P 1123
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	ST A B DEV CO PLAT
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2029
Census Tract	1402

Owner

909 E Pierson Dr is owned and occupied by an individual who acquired it in May 2020.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	909 E PIERSON DR, LYNN HAVEN, FL 32444-3163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 3, 2020	Quit Claim Deed, Transfer AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2001 · Amount on File
Deed Sale	Aug 1, 2001 · Amount on File
Deed Document Number	200141808
Deed Book / Page	2054 / 1858
Last Transfer Date	May 18, 2020
Transfer Doc	0042581123
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	909 E PIERSON DR, LYNN HAVEN, FL 32444-3163
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E PIERSON DR, LYNN HAVEN, FL 32444-3163

Mortgage

Document Number	0045812291
Date	Jun 28, 2022
Book Page	4581/2291
Instrument	2022048538

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 3, 2020
Property Address	909 E PIERSON DR, LYNN HAVEN, FL 32444-3163
Document Number	0042581123
Book / Page	004258 / 001123
Instrument Date	May 18, 2020
Instrument	35974
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	909 E PIERSON DR LYNN HAVEN FL 324443163, LYNN HAVEN, FL 32444-3163

Mortgage

Document Number	42581134
Date	Jun 3, 2020
Book Page	004258/001134
Instrument	35948

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868-1638

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 909 E Pierson Dr was $728 with exemptions applied, down 0.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (-0.68%) Homeowner's exemption Disabled Person's exemption	$108,480	$211,820 Land $62,400 Building $149,420
2024	$733.00 (-11.9%)
2023	$832.00 (+11.38%) Homeowner's exemption	$102,352 (+3%)	$190,511 (+7.61%) Land $48,672 Building $141,839
2022	$747.00 Homeowner's exemption	$99,371	$177,045 Land $47,840 Building $129,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 E Pierson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 E Pierson Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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