909 E Main St, El Dorado, AR 71730 Property Records

Union County property record for 909 E Main St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Jun 2002)
Tax Bill	$172 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00640-00001-0000`

Property Details

APN / Parcel Number

Primary APN	`00640-00001-0000`
Alternative APN	`27448`

Exterior

Lot Area	17,380 sqft (0.399 acres)
Garage Type	Detached
Garage Area	832 sqft
Driveway	Concrete Driveway
Driveway Area	432 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	909 E MAIN ST
City	EL DORADO
State	AR
Zip	71730-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUCH ADDITION (55' E SIDE) FRL PT BAL C 57.5' LOT 01 FRL PT 55X16.87 LOT 04 P-92-54 #02-4876 #15R002015RD 1
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	COUCH ADDITION
Legal Block	1
Legal Lot Number	1,4
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	1
Census Block	1004
Census Tract	950900

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 FOREST LN, EL DORADO, AR 71730-4109
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2002 · Amount on Record
Deed Sale	Jun 18, 2002 · Amount on Record
Deed Book / Page	2 / 4876
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	909 E MAIN ST, EL DORADO, AR 71730-6319
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R006639
Date	Oct 10, 2023
Instrument	2023R006639

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 3, 2030

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	909 E MAIN ST, EL DORADO, AR 71730-6319
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R006400
Date	Sep 11, 2017
Instrument	2017R006400

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Sep 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,360 (-) Land $1,850 Building $1,510	$16,800 (-) Land $9,250 Building $7,550
2025	$172.00	$3,360 (-) Land $1,850 Building $1,510
2024			$16,800 (-) Land $9,250 Building $7,550
2023	$172.00	$3,360 Land $1,850 Building $1,510	$16,800 Land $9,250 Building $7,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1991)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 1991 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Apr 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Right Fiber, T-Mobile, TCW.

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