909 E Howard St, Creston, IA 50801 Property Records

Union County property record for 909 E Howard St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,603 sqft · built 1880
Lot Size	0.439 acres (19,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jun 2024)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0606331009`

Property Details

APN / Parcel Number

Primary APN	`0606331009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,603 sqft Living Area
1st Floor Area	895 sqft
Basement Area	895 sqft
Unfinished Basement	669 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,140 sqft (0.439 acres)
Lot Dimensions	145 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Deck Area	341 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	909 E HOWARD ST
City	CRESTON
State	IA
Zip	50801-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC DON N SEC B LOTS 235-236
Legal Subdivision	MCDONALD S NORTH ADDITION
Legal Lot Number	235,236
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	3
Census Block	3024
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 E HOWARD ST, CRESTON, IA 50801-2722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Nov 9, 2023	Warranty Deed, Transfer
Jun 26, 2020	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	2024919
Deed Book / Page	1332 / 27
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	001223/319
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	909 E HOWARD ST, CRESTON, IA 50801-2722
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001261/230
Date	Sep 13, 2021
Book Page	1261/230
Instrument	2021-00002043

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2022

Interest

Rate Type	Fixed Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Nov 9, 2023
Property Address	909 E HOWARD ST, CRESTON, IA 50801-2722
Document Number	0001319/69
Book / Page	1319 / 69
Instrument Date	Nov 9, 2023
Instrument	2023-00001853
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Tax	$187.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	909 E HOWARD ST, CRESTON, IA 50801-2722

June 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	UNION IA
Recording Date	Jun 26, 2020
Property Address	909 E HOWARD ST, CRESTON, IA 50801-2722
Document Number	001223/319
Book / Page	1223 / 319
Instrument Date	Jun 2, 2020
Instrument	2020-00001112
Transaction Type	Foreclosure
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E HOWARD ST, CRESTON, IA 50801-2722

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,520 (-) Land $25,190 Building $141,330	$166,520 (-) Land $25,190 Building $141,330
2025	$2,594.00 (-8.79%) Homeowner's exemption	$166,520 (+43.44%) Land $25,190 Building $141,330	$166,520 (+43.44%) Land $25,190 Building $141,330
2024	$2,844.00 (+26.51%)
2023		$116,090 Land $30,230 Building $85,860	$116,090 Land $30,230 Building $85,860
2022	$2,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, Windstream.

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