909 E Hillside Rd, Naperville, IL 60540 Property Records

DuPage County property record for 909 E Hillside Rd, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 5.5 ba · 6,372 sqft · built 2009
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$1,325,000 (Apr 2015)
Tax Bill	$39,226 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-213-035`

Property Details

APN / Parcel Number

Primary APN	`08-19-213-035`
Alternative APN	`0819213016`

Interior

Bedrooms	2 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,372 sqft Living Area
Gross Area	7,252 sqft
1st Floor Area	2,289 sqft
2nd Floor Area	2,209 sqft
Basement Area	2,280 sqft
Finished Basement	1,400 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Lot Area	16,553 sqft (0.38 acres)
Garage Area	1,039 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	909 E HILLSIDE RD
City	NAPERVILLE
State	IL
Zip	60540-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPS PARK RESUB ALL
Legal Subdivision	PHILLIPS PARK RESUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2018
Census Tract	846209

Owner

Source: DuPage County records · APN 08-19-213-035

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUST
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 19, 2019	Deed of Trust, Mortgage · ARM DRAPER & KRAMER MORTGAGE CORP
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Sep 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Prior Sale	Sep 01, 2009 · Amount on Record
Deed Document Number	201542927
Prior Transfer Date	Mar 30, 2001
Prior Transfer Doc	0000117769
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808

Mortgage

Document Number	0000003447
Date	Jan 16, 2026
Instrument	R2026-003447

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018954
Date	Feb 22, 2022
Instrument	R2022-018954

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069261
Date	Aug 14, 2019
Instrument	R2019-069261

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048671
Date	Jun 19, 2019
Instrument	R2019-048671

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010085
Date	Jan 29, 2020
Instrument	R2020-010085

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131472
Date	Sep 01, 2021
Instrument	R2021-131472

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 28, 2018
Property Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808
Document Number	0000059149
Map Reference	DOCR2007-033450
Instrument Date	Jun 26, 2018
Instrument	R2018-059149
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	909 E HILLSIDE RD, NAPERVILLE, IL 60540-6808

Mortgage

Document Number	0000059150
Date	Jun 28, 2018
Instrument	R2018-059150

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,226.00 (+7.23%)	$672,138 (+18.92%) Land $186,829 Building $485,309	$2,016,414 (+18.92%) Land $560,487 Building $1,455,927
2022	$36,580.00	$565,220 Land $157,110 Building $408,110	$1,695,660 Land $471,330 Building $1,224,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 421 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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