909 E Cary St, Papillion, NE 68046 Property Records

Sarpy County property record for 909 E Cary St, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,527 sqft · built 1984
Lot Size	0.191 acres (8,362 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Feb 2020)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011062045`

Property Details

APN / Parcel Number

Primary APN	`011062045`
Alternative APNs	`620452959230400570000206` `13455034`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,527 sqft Total Area
1st Floor Area	883 sqft
Basement Area	824 sqft
Finished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Split Level
Lot Area	8,362 sqft
Lot Dimensions	113 ft deep x 74 ft wide
Garage Type	Built-in
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	60 sqft
Patio Area	448 sqft

Location & Zoning

Account Number	13455034
Old Parcel Number	620452959230400570000206
Street Address	909 E CARY ST
City	PAPILLION
State	NE
Zip	68046-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	LOT 206 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	206
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	6
Census Block	6015
Census Tract	10617

Owner

909 E Cary St is owned and occupied by an individual who bought it in February 2020.

Source: Sarpy County records, as of February 23, 2026

Owner of Record	Individual Name on File
Mailing Address	909 E CARY ST, PAPILLION, NE 68046-6126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Feb 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	2020-03340
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	909 E CARY ST, PAPILLION, NE 68046-6126
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004573
Date	Apr 15, 2021
Instrument	2021-14573

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Feb 6, 2020
Property Address	909 E CARY ST, PAPILLION, NE 68046-6126
Document Number	0000003340
Instrument Date	Jan 31, 2020
Instrument	2020-03340
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	RTS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003341
Date	Feb 6, 2020
Instrument	2020-03341

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 909 E Cary St was $4,344, up 5.1% from the year before.

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+5.13%)	$298,023 Land $52,000 Building $246,023	$298,023 Land $52,000 Building $246,023
2024	$4,132.00 (-14.87%)
2023	$4,854.00 (+6.7%)	$257,837 Land $48,000 Building $209,837	$257,837 Land $48,000 Building $209,837
2022	$4,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 E Cary St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 E Cary St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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