909 E 7th Ct, Panama City, FL 32401 Property Records

Bay County property record for 909 E 7th Ct, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Lot Size0.128 acres (5,575 sqft)
OwnerCompany Name on Record
Last Sale$24,998 (Jul 2023)
Tax Bill$189 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17265-000-000

Property Details

APN / Parcel Number

Primary APN17265-000-000

Interior

1st Floor Area726 sqft

Exterior

Lot Area5,575 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide

Location & Zoning

Street Address909 E 7TH CT
CityPANAMA CITY
StateFL
Zip32401-3521
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC03
Legal DescriptionGLENWOOD ADD. LOT 13 BLK 19 MAP 105B4 ORB 4705 P 1683
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionGLENWOOD ADD
Legal Block19
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4004
Census Tract1600

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address129 CHRISTOPHER DR, PANAMA CITY BEACH, FL 32413-2201
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2023 · Amount on Record
Deed SaleJul 3, 2023 · Amount on Record
Prior SaleMar 1, 2023 · Amount on Record
Deed Document Number202341294
Deed Book / Page4705 / 1683
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 3, 2023
Property Address909 E 7TH CT, PANAMA CITY, FL 32401-3521
Document Number0047051683
Book / Page4705 / 1683
Instrument DateJun 19, 2023
Instrument2023041294
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 CHRISTOPHER DR, PANAMA CITY BEACH, FL 32413-2201

Mortgage

Document Number0047051684
DateJul 3, 2023
Instrument4705/1684
Lender
NamePRICE CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189.00 (-1.56%)$11,748 (+1%)$12,544 (+17.45%) Land $12,544
2024$192.00 (-42.34%)$10,680 (+11.11%) Land $10,680$10,680 (+11.11%) Land $10,680
2023$333.00 (+6.05%)$9,612 (+34.34%) Land $9,612$9,612 (+34.34%) Land $9,612
2022$314.00$7,155 Land $7,155$7,155 Land $7,155

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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