909 E 4th St, Duluth, MN 55805 Property Records

St. Louis County property record for 909 E 4th St, Duluth, MN 55805

Property Summary

Property Type	Apartments (5+ Units)
Details	1,971 sqft · built 1891
Lot Size	0.195 acres (8,500 sqft)
Owner	Company Name on Record
Tax Bill	$7,436 (2026)
Deeds & Mortgages	Mar 2024 Sale & Line of Credit Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-3830-15030`

Property Details

APN / Parcel Number

Primary APN	`010-3830-15030`
Alternative APNs	`1163795` `920598`

Interior

Units	7 Units
Stories	2 Stories
Building Area	1,971 sqft Gross Area
1st Floor Area	896 sqft
Basement Area	808 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1980
Exterior Material	Metal
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1163795
Street Address	909 E 4TH ST
City	DULUTH
State	MN
Zip	55805-2189
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C2
Legal Description	LOTS 5 AND 6 INC VAC 20 FT OF E 4TH ST SERIAL #
Legal Subdivision	PORTLAND DIV OF DULUTH
Legal Block	96
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: St. Louis County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1107 N 51ST AVE E, DULUTH, MN 55804-2402
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Mar 29, 2024	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024
Deed Sale	Mar 29, 2024
Prior Sale	Mar 29, 2024 · Amount on Record
Deed Document Number	20241078060
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 29, 2024
Property Address	909 E 4TH ST, DULUTH, MN 55805-2189
Document Number	0001078060
Instrument Date	Mar 22, 2024
Instrument	1078060
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 N 51ST AVE E, DULUTH, MN 55804-2402

Mortgage

Document Number	0001078061
Date	Mar 29, 2024
Instrument	1078061

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 29, 2024
Property Address	909 E 4TH ST, DULUTH, MN 55805-2189
Document Number	0001078059
Instrument Date	Mar 22, 2024
Instrument	1078059
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4264 UGSTAD RD, HERMANTOWN, MN 55811-3649

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,436.00 (+19.05%)
2025	$6,246.00 (+34.21%)	$450,600 (+20.51%) Land $25,600 Building $425,000	$450,600 (+20.51%) Land $25,600 Building $425,000
2024		$373,900 (+46.92%) Land $42,300 Building $331,600	$373,900 (+46.92%) Land $42,300 Building $331,600
2023	$4,654.00
2022		$254,500 Land $28,800 Building $225,700	$254,500 Land $28,800 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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