909 E 232nd Ter, Cleveland, MO 64734 Property Records

Cass County property record for 909 E 232nd Ter, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,968 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$154,200 (Mar 2019)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-04-20-000-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`06-04-20-000-000-013.000`
Alternative APN	`2553100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	792 sqft
Unfinished Basement	384 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	173 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2553100
Street Address	909 E 232ND TER
City	CLEVELAND
State	MO
Zip	64734-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 S2 NE SE LYING E OF PUB RD
Legal Range	33
Legal Township	45
Legal Section	20
Jurisdiction	CASS MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2028
Census Tract	61001

Owner

Source: Cass County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 E 232ND TER, CLEVELAND, MO 64734-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 25, 2019	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGE LENDERS OF AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	2019641947
Deed Book / Page	4342 / 69
Prior Transfer Date	Mar 22, 2019
Prior Transfer Doc	4342/069
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	909 E 232ND TER, CLEVELAND, MO 64734-8006
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909E E 232ND TER, CLEVELAND, MO 64734-8006

Mortgage

Document Number	4728/127
Date	Aug 4, 2021
Book Page	4728/127
Instrument	697503

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Mar 25, 2019
Property Address	909 E 232ND TER, CLEVELAND, MO 64734-8006
Document Number	4342/069
Book / Page	4342 / 069
Instrument Date	Mar 22, 2019
Instrument	641947
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	EQUITY NATL TTL & CLOSING

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E 232ND TER, CLEVELAND, MO 64734-8006

Mortgage

Document Number	641948
Date	Mar 25, 2019
Instrument	641948

Lender

Name	MORTGAGE LENDERS OF AMERICA LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,245.00 (+214.83%)	$27,610 (+13.25%) Land $6,920 Building $20,690	$145,340 (+13.3%) Land $36,440 Building $108,900
2024	$1,666.00 (+0.3%)
2023	$1,661.00 (+3,951.22%)	$24,380 (+11.83%) Land $6,300 Building $18,080	$128,280 (+11.83%) Land $33,130 Building $95,150
2022	$41.00	$21,800 Land $6,300 Building $15,500
2021			$114,710 Land $33,130 Building $81,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 2 serves 4,650 people · EPA ID MO1024114
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: GoBrolly.

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