Ellis County property record for 909 Denham Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,446 sqft · built 2024 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,265 (Apr 2025) |
| Tax Bill | $3,828 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R302917 |
| Primary APN | R302917 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,446 sqft Living Area |
| Gross Area | 4,081 sqft |
| 1st Floor Area | 2,285 sqft |
| 2nd Floor Area | 1,173 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,440 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 909 DENHAM DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-1683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK J THE OAKS PH 2 0.1708 AC |
| Legal Subdivision | THE OAKS PH 2 |
| Legal Block | J |
| Legal Lot Number | 11 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 60215 |
909 Denham Dr is owned and occupied by two individuals who bought it in April 2025.
Source: Ellis County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 DENHAM DR, RED OAK, TX 75154-1683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 29, 2025 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on File |
| Deed Sale | Apr 29, 2025 · Amount on File |
| Deed Document Number | 202513738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 909 DENHAM DR, RED OAK, TX 75154-1683 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | NATION TITLE, NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 909 DENHAM DR, RED OAK, TX 75154-1683 |
| Document Number | 0002536940 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2536940 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 29, 2025 |
| Property Address | 909 DENHAM DR, RED OAK, TX 75154-1683 |
| Document Number | 0002513738 |
| Map Reference | CAB N SLS 199-203 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2513738 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 DENHAM DR, RED OAK, TX 75154-1683 |
| Document Number | 0002513739 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 2513739 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 909 Denham Dr was $3,828 with a homeowner's exemption, up 66.1% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,379 (+219.69%) Land $55,000 Building $462,379 | $517,379 (+219.69%) Land $55,000 Building $462,379 | |
| 2025 | $3,828.00 (+66.07%) | $161,840 Land $44,000 Building $117,840 | $161,840 Land $44,000 Building $117,840 |
| 2024 | $2,305.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 909 Denham Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 4 (2018–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Denham Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Legacy ISP Fixed Wireless | 50 / 10 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 50 / 10 |
| Point Broadband Fixed Wireless | 40 / 40 |
May also be available: Element8, Hotwire Communications, Spectrum, T-Mobile, Verizon.
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