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  5. Delaware Ave

909 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 909 Delaware Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1976
Square Footage836 sqft Living Area
Lot Size9,321 sqft (0.214 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2018)
Tax Bill$1,130.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0119-0140
Alternative APNs
  • 263001000101190140
  • 77594

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area836 sqft Living Area
Gross Area1,128 sqft Gross Area
1st Floor836 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1976
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,321 sqft (0.214 acres)
Depth X Width150 ft x 62 ft Depth x Width
Garage TypeCarport Garage
Garage Area257 sqft Garage
CarportCarport
Carport Area257 sqft Carport
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Street Address909 DELAWARE AVE
CitySAINT CLOUD
StateFL
Zip34769-3473
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 119 LOT 14 LESS S 30 FT & S 10 FT OF ABAND RR R/W ABUTT SAID LOT 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block119
Legal Lot Number14
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5055
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0119-0140

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address909 DELAWARE AVE, SAINT CLOUD, FL 34769-3473
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 24, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC
May 01, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE FIRM
Oct 17, 2018Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Prior SaleMay 01, 2018 · Amount on Record
Deed Doc Number2018155841
Deed Book / Page5419 / 600
Prior Transfer DateOct 26, 2009
Prior Transfer Doc0039192920
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address909 DELAWARE AVE, SAINT CLOUD, FL 34769-3473
Transaction TypeMortgage
Record UpdatedMar 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 DELAWARE AVE, SAINT CLOUD, FL 34769-3473

Mortgage

Document Number0058880411
DateFeb 09, 2021
Book Page5888/411
Instrument2021019013
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address909 DELAWARE AVE, SAINT CLOUD, FL 34769-3473
Document Number0055990001
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address909 DELAWARE AVE ST CLOUD FL 347693473, ST CLOUD, FL 34769-3473

Mortgage

Document Number0055990001
DateOct 02, 2019
Book Page005599/000001
Instrument127100
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 01, 2018
Property Address909 DELAWARE AVE, SAINT CLOUD, FL 34769-3473
Document Number0053260082
Book / Page005326 / 000082
Instrument DateApr 24, 2018
Instrument69230
Transaction TypeTransfer
Record UpdatedJun 04, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address909 DELAWARE AVE ST CLOUD FL 347693473, ST CLOUD, FL 34769-3473

Mortgage

Document Number53260083
DateMay 01, 2018
Book Page005326/000083
Instrument69231
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2048

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 17, 2018
Property Address909 DELAWARE AVE, SAINT CLOUD, FL 34769-3473
Document Number0054190600
Book / Page005419 / 000600
Instrument DateApr 24, 2018
Instrument155841
Transaction TypeTransfer
Record UpdatedNov 01, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address909 DELAWARE AVE ST CLOUD FL 347693473, ST CLOUD, FL 34769-3473

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,187.00 (+5.04%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$125,849 (+5.99%)$209,800 (+13.16%) Land $55,000 Building $154,800
2024$1,130.00 (+4.53%)
2023$1,081.00 (+6.08%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$118,741 (+3%)$185,400 (+16.38%) Land $50,000 Building $135,400
2022$1,019.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$115,283$159,300 Land $45,000 Building $114,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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