909 Cutler Rd, Longwood, FL 32779 Property Records

Seminole County property record for 909 Cutler Rd, Longwood, FL 32779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,845 sqft · built 1979
Lot Size	0.27 acres (11,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,900 (Jan 2025)
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2021 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`33-20-29-501-0000-0290`

Property Details

APN / Parcel Number

Primary APN	`33-20-29-501-0000-0290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,845 sqft Living Area
1st Floor Area	1,845 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,790 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	420 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	909 CUTLER RD
City	LONGWOOD
State	FL
Zip	32779-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 (LESS N 65 FT) & N 70 FT OF LOT 30 CUTLER COVE PB 13 PG 18
Legal Range	29E
Legal Township	20S
Legal Section	33
Legal Subdivision	CUTLER COVE
Legal Tract	501
Legal Lot Number	29-30
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	21612

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	537 SPRING CLUB DR, ALTAMONTE SPRINGS, FL 32714-5911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2021	Re-recorded Document STERLING TITLE, STERLING TITLE LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jan 22, 2025 · Amount on Record
Deed Sale	Jan 22, 2025 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2025005573
Deed Book / Page	10760 / 154
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 22, 2020
Property Address	909 CUTLER RD, LONGWOOD, FL 32779-3525
Document Number	0097960058
Book / Page	9796 / 58
Map Reference	MB 17 PG 59&60
Instrument Date	Oct 5, 2020
Instrument	2020148420
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	STERLING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 PAUL ST, 801, ORLANDO, FL 32808-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	909 CUTLER RD, LONGWOOD, FL 32779-3525

Mortgage

Document Number	979661
Date	Dec 22, 2020
Instrument	9796/61

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SEMINOLE FL
Recording Date	Jan 25, 2021
Property Address	909 CUTLER RD, LONGWOOD, FL 32779-3525
Document Number	0098241484
Book / Page	9824 / 1484
Map Reference	MB 13 PG 18
Instrument Date	Oct 5, 2020
Instrument	2021010086
Record Updated	Sep 13, 2021
Title Company	STERLING TITLE, STERLING TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 PAUL ST, 801, ORLANDO, FL 32808-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	909 CUTLER RD, LONGWOOD, FL 32779-3525

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00 (+82.55%) Homeowner's exemption	$263,820 (+5.99%)	$460,752 (+58.91%) Land $85,000 Building $375,752
2023	$3,141.00 (+2.61%) Homeowner's exemption	$248,917 (+3%)	$289,953 (+0.78%) Land $68,000 Building $221,953
2022	$3,061.00 Homeowner's exemption	$241,667	$287,700 Land $68,000 Building $219,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1981–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANLANDO (3 WTPS) private · serves 36,953 people · EPA ID FL3591121
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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