909 Covington Rd, Los Altos, CA 94024 Property Records

Santa Clara County property record for 909 Covington Rd, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,188 sqft · built 1940
Lot Size	0.239 acres (10,400 sqft)
Owner	Company Name on Record
Last Sale	$1,750,000 (Aug 2003)
Tax Bill	$29,406 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`189-09-016`

Property Details

APN / Parcel Number

Primary APN	`189-09-016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	2,128 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	160 ft deep x 65 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,425 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	909 COVINGTON RD
City	LOS ALTOS
State	CA
Zip	94024-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1
Legal Description	TRACT 385 RUSSELL TR BOOK 12 PAGE 20 LOT 15
Legal Subdivision	RUSSELL TR
Legal Tract	385
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	509901

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	909 COVINGTON RD, LOS ALTOS, CA 94024-5053
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF COMMERCE
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2003 · Amount on Record
Deed Sale	Aug 13, 2003 · Amount on Record
Deed Document Number	200317265554
Last Transfer Date	Jun 28, 2013
Transfer Doc	0022325508
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 29, 2026
Property Address	909 COVINGTON RD, LOS ALTOS, CA 94024-5053
Document Number	0026010485
Instrument Date	Jun 22, 2026
Instrument	202626010485
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	909 COVINGTON RD, LOS ALTOS, CA 94024-5053

Mortgage

Document Number	0026010485,
Date	Jun 29, 2026
Instrument	202626010485

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	909 COVINGTON RD, LOS ALTOS, CA 94024-5053
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 GOVINGTON ROAD, LOS ALTOS, CA 94024

Mortgage

Document Number	0025139501
Date	Oct 21, 2021
Instrument	25139501

Lender

Name	HERITAGE BANK OF COMMERCE
Type	Bank
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	909 COVINGTON RD, LOS ALTOS, CA 94024-5053
Document Number	0023615636
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	909 COVINGTON RD LOS ALTOS CA 940245053, LOS ALTOS, CA 94024-5053

Mortgage

Document Number	0023615636
Date	Apr 4, 2017
Instrument	23615636

Lender

Name	HERITAGE BK/COMMERCE
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,537,885 (+2%) Land $1,522,734 Building $1,015,151
2025	$29,406.00 (+4.89%) Homeowner's exemption	$2,488,124 (+4.04%) Land $1,492,877 Building $995,247
2023	$28,035.00 (-2.11%) Homeowner's exemption	$2,391,508 Land $1,434,907 Building $956,601
2022	$28,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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